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3.0

(55 Ratings)

OneMain Financial Reviews december 2024

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OneMain Financial reviews 2024

Pros

The loan application process was straightforward, and the representative I interacted with displayed patience, provided informative answers, and was quite pleasant throughout. Overall, it was a positive experience.

Pros

Their customer service is truly outstanding, characterized by remarkably swift response times. I will unquestionably reach out to them again when the need arises.

Pros

Dealing with them is hassle-free, and their customer service is commendable. However, it's crucial to note that their interest rates are exorbitantly high. If you're considering a substantial loan, I would strongly advise giving it careful thought, although if the need is pressing, the interest rates might not leave much room for choice.

Pros

I've taken out several loans with OneMain Financial in the past year, and I must say that they stand out as one of the top financial companies I've dealt with. They are not only reputable and highly reliable but also offer absolutely outstanding customer service. My interactions with this company have been consistently positive, and based on these experiences, I can confidently say that they've earned my loyalty as a long-term customer. I'm truly grateful for everything they do to help individuals like me who rely on their services.

Cons

OneMain offers loans with exceptionally high interest rates, and while the borrowing process itself is relatively straightforward, they declined my application when I needed a loan for something important. I'm not entirely convinced that I would consider returning to them as a lender unless they significantly improve their terms and rates, which are currently quite disappointing.

Pros

One Main has incredibly helpful agents who have consistently been there for me, especially during a series of unexpected crises that occurred while I've been their customer. Their support has made difficult times a bit more manageable, and I am truly thankful for their assistance.

Cons

I requested to defer a payment, but instead, they raised my monthly payment from $470 to $570. I was struggling with the original payment, so this increase puts me in a more challenging financial situation. It feels like my concerns are not being addressed or taken seriously by anyone at the company.

Pros

One Main Financial provide outstanding service! I was approved on the same day, and the money was in my bank account within the hour—truly remarkable! Their customer service is top-notch.

Cons

Extremely disappointing experience. Their APR rates are unreasonably high, and their customer service leaves much to be desired. They made an error by withdrawing funds from my account a month early, causing it to go into the negatives, and they refused to cover the overdraft fees, despite it being entirely their fault.

Pros

This marked my first experience with a personal loan, and the ladies in the office made the entire process exceptionally smooth. They demonstrated remarkable patience in answering all my questions, which made me feel at ease throughout.

Welcome to the review page of OneMain Financial!

Here, you will find client reviews about their experience with OneMain Financial. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with OneMain Financial. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

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