About Company
On Call Cash LV stands as a reliable financial solution for individuals in need of emergency cash in the Las Vegas Valley. With over 12 years of experience, this lending institution has been a steadfast provider of payday loans, offering a swift and hassle-free alternative to conventional lenders. Whether facing unexpected medical bills, car repairs, or other unforeseen expenses, On Call Cash LV ensures a straightforward process with fast approvals, typically within 20 minutes or less. Residents of Nevada can obtain payday loans with all credit types accepted.
Additionally, On Call Cash LV extends its services beyond payday loans, catering to those with vehicle ownership through their competitive car title loans, including options for motorcycles. The institution prides itself on cash funding, allowing borrowers to retain possession of their vehicles while benefiting from speedy approvals. With conveniently located neighborhood stores throughout the Las Vegas valley, On Call Cash LV provides a accessible and customer-oriented approach to addressing immediate financial needs.
Key Features
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Swift Loan Approval. Fast approvals for payday loans and car title loans, typically in 20 minutes or less.
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All Credit Types Accepted. Inclusive lending policies that accept all credit types for payday loans.
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Cash Funding. Cash disbursement for loans, offering immediate access to funds.
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Vehicle Retention. Vehicle owners retain possession of their cars, trucks, or motorcycles during the loan period.
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Convenient Neighborhood Locations. Multiple store locations throughout the Las Vegas valley for accessibility.
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Gold and Silver Buying Services. Immediate cash payment for gold, scrap gold, silver, silverware, and bullion. Over 25 years of combined experience in evaluating and purchasing jewelry.
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Confusing Information. It's important to be aware that some customers may find the information about loan amounts and rates on the On Call Cash LV website confusing. Always verify the latest details directly with On Call Cash LV or consult their customer service for the most accurate and up-to-date information.
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No Pre-Payment Penalty. Encouragement for customers to pay off title loans sooner without incurring penalties.
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Compliance with Military Lending Act. Adherence to the Military Lending Act, ensuring compliance with regulations regarding active-duty military personnel.
Pros and Cons
Pros
Cons
Reliability
On Call Cash LV presents itself as a financial service provider offering payday loans, car title loans, and gold and silver buying services. The reliability of On Call Cash LV hinges on several factors. Customers may find reassurance in the company's longevity, having provided payday loans to Nevada residents for over 12 years.
However, some potential concerns might impact perceptions of reliability. The website's reported confusing information about loan amounts may create uncertainties for prospective borrowers. It's worth noting that On Call Cash LV is not accredited by the Better Business Bureau (BBB). The absence of BBB accreditation may be a factor for some consumers who rely on this designation for gauging the credibility and trustworthiness of a business. Prospective borrowers may want to consider this aspect along with other factors when evaluating the overall reliability of On Call Cash LV for their financial needs. It's recommended to conduct thorough research and consider individual financial circumstances before engaging with any lending institution.
How to apply for an On Call Cash loan?
In-Store Application
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Visit a Neighborhood Store. Locate one of the friendly On Call Cash LV Neighborhood Stores conveniently situated throughout the Las Vegas valley.
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Choose Loan Type. Decide between payday loans or car title loans based on your financial needs. Payday loans are suitable for smaller amounts, while car title loans offer larger sums with extended repayment plans.
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Documentation. Ensure you have the required documents, such as a valid driver’s license or state-issued ID, current utility bill, and additional documents like bank statements and employment pay-stubs for payday loans.
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Submit Required Documents. Present the necessary documentation to the On Call Cash LV staff to initiate the application process.
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Complete Forms. Follow the instructions provided by the staff to complete the required forms, providing accurate and truthful information.
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Wait for Approval. On Call Cash LV is known for its fast approvals, typically within 20 minutes or less.
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Receive Cash. If approved, you'll receive your loan amount in cash on the spot. For car title loans, ensure your vehicle is available for inspection.
Online Application
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Visit the Official Website. Navigate to On Call Cash LV's official website, where you'll find an online application section.
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Select Loan Type. Choose between payday loans or car title loans based on your requirements.
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Complete Online Application. Fill out the online application form, providing accurate and truthful information.
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Upload Documents. Upload any required documents digitally, ensuring they meet the specified criteria.
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Submit Application. Submit the online application and wait for the approval process to commence.
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Wait for Approval. Similar to the in-store process, online applications typically receive fast approvals, often within 20 minutes or less.
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Receive Instructions. If approved, follow the provided instructions for receiving your loan amount.
Conditions and Requirements
Conditions
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No Pre-Payment Penalty. On Call Cash does not charge a pre-payment penalty for title loans, encouraging borrowers to pay off their loans sooner without incurring additional fees.
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Flexible Repayment Plans. For title loans, On Call Cash provides flexibility with extended payment plans, accommodating varying financial situations.
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Gold and Silver Buying Services. On Call Cash offers immediate cash payment for gold, scrap gold, silver, silverware, and bullion, leveraging over 25 years of combined experience in the industry.
Requirements
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Valid Driver’s License or State Issued I.D. A government-issued identification document is required for identity verification.
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Valid Bank Account. Borrowers need to have an active bank account, and they must provide statements for the preceding two months.
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Current Utility Bill. Proof of residence is necessary, and a current utility bill serves this purpose.
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Current Employment Pay-Stub. A recent pay stub from current employment is required as proof of income.
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Lien-Free Title to Your Vehicle. The vehicle used as collateral must have a clear title without existing liens.
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Vehicle Registration and Proof of Insurance. Borrowers need to provide documentation proving vehicle registration and insurance.
Ways to receive the money
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Cash Disbursement. Upon loan approval, On Call Cash LV provides the loan amount in cash, especially convenient for those who prefer immediate access to funds.
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In-Person Payout. For borrowers who apply for loans at On Call Cash LV's physical stores, the loan amount is often handed out in person on the spot.
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Bank Deposit for Online Applicants. If you choose the online application option, On Call Cash LV may facilitate the transfer of funds directly into your bank account for a seamless and secure transaction.
Products
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Payday Loans. On Call Cash LV provides payday loans, offering a quick and convenient solution for individuals facing short-term financial needs.
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Car Title Loans. On Call Cash LV offers competitive rates on car title loans, including motorcycle title loans. This product is suitable for those requiring larger loan amounts. The application process is fast, and borrowers can keep their vehicles while repaying the loan.
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Gold & Silver Buying Services. In addition to lending services, On Call Cash LV provides a platform for individuals to sell gold, scrap gold, silver, silverware, and bullion. The Gold & Silver Buyers service pays customers cash immediately, with a free appraisal process that determines the exact weight and karat for accurate valuation.
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Loans like On Call Cash
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Speedy Cash
Speedy Cash is a prominent financial institution catering to the urgent financial needs of residents in 27 states. With a diverse array of services, the company specializes in offering payday loans alongside various other types of loans. Whether customers require a small sum of $50 or seek more significant assistance with larger expenses, Speedy Cash is ready to address their financial requirements promptly with up to $1,500 payday loans. One of the key advantages of Speedy Cash is its remarkably swift turnaround time, with loan applications being processed and approved within just one day, ensuring that individuals can access the funds they need without unnecessary delays.
Cash Store
At the Cash Store, customers can now access installment loans up to $3000, providing them with a practical solution for financial needs. With a fixed APR personal loan product that spans from 390% APR up to 780% APR, individuals can secure the funds they require while knowing exactly what to expect in terms of interest rates. The rates may vary depending on the state, ensuring customers are presented with options tailored to their specific location.
Ace Cash Express
Ace Cash Express is a reputable financial services company that provides installment loans in several states, catering to individuals facing emergencies or unforeseen expenses. In Delaware, borrowers can access up to $2,000; in Florida, Missouri, and Texas, loan amounts range from $100 to $2,000. This flexible loan offering ensures that customers can obtain the necessary funds swiftly and conveniently. Whether it's a medical emergency, urgent car repairs, or any unexpected financial burden, Ace Cash Express aims to offer a reliable solution to its clients in times of need.
Check Into Cash
Check Into Cash is a reputable financial service provider that offers Installment Loans. These loans allow individuals to borrow a certain amount of money, typically ranging from $50 to $5,000, depending on the laws of their state. The maximum loan amount varies from one state to another, ensuring compliance with local regulations. With Check Into Cash, borrowers can access the funds they need to cover unexpected expenses or manage financial challenges.
Approved Cash
Approved Cash is a trusted financial institution specializing in offering payday loans and cash advance services, catering to individuals needing immediate financial assistance. Whether you're facing unexpected expenses or find yourself short on funds, Approved Cash is here to provide the solution you need today. Applying for their loans is straightforward, ensuring quick access to the required funds.
Editorial Opinion
Important
How to Choose a Lender
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Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.
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Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.
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Carefully review all the terms and conditions of your payday loan contract.
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Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.
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Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.
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Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.
