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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Northcash application

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How to apply

The application process for a Northcash loan is simple; you have to fill out an online application form with some basic information and wait for approval or a request. The funds will be transferred to you the next business day after your request is granted.

Requirements

To ensure easy approval, the applicant must:

  • Be a permanent US resident who is 18 or above and is currently living in the United States.

  • Provide a driver’s license or valid state ID number.

  • At least earn $1000 (not including taxes) per month.

  • Provide proof of employment with their employer’s contact information.

  • Be employed for at least 90 days with the same employer.

  • Provide routing number and bank account number.

How to apply for a loan

  1. Go to the official website and click on the Get started button at the top.

  2. Select the amount you want to borrow and click on the Next step.

  3. Enter your active email id, and then enter your cell phone number.

  4. Enter the last 4 digits of your SSN.

  5. Put your legal name, date of birth, and residential address.

  6. You will be asked to add the time at your current residence, whether rented or owned.

  7. Fill in the information on the current source of income, employment time, and the frequency of your salary payment.

  8. Click on your Current monthly gross income and the next upcoming payment date.

  9. Enter the employer’s information, current job title, and your employer’s phone number.

  10. Select how you receive the loan payments, electronic deposit or paper check. Then enter your ABA routing number and other bank details

  11. Enter your driver’s license or state ID number and the issuing state.

  12. Select your current credit score between the given options.

  13. Enter your SSN, and click on Next step. Now click on Submit to send your application for approval.

Application details

Once you have applied, the final decision is usually made immediately. It may take up to a few minutes for you to be connected with a lender, after which your application will be processed. Once the lender approves your application, the loan amount will be sent to you within 24 hours.

Reasons for rejection

There can be multiple reasons for rejection, the most common being the applicant’s current monthly income and the applied loan amount. Furthermore, if the applicant is not a US citizen or permanent resident and hasn’t worked for the same employer for more than 90 days, it can be directly rejected.

FAQ

How long does it take to get approved by Northcash?

The decision is usually made immediately. After you submit, it may take up to a few minutes for you to be connected with a lender.

How trustworthy is Northcash?

Northcash is a real business. It is a major cash advance service that assists over 1,000 customers per day in obtaining the personal loans they require.

Does Northcash verify income?

Yes, Northcash needs the borrower to have around $1,000 as a monthly income.

Does Northcash hurt your credit score?

Northcash is not a lender, due to which a request made through its online platform is considered a soft inquiry and has no bearing on your credit score. 

Financial products
Northcash
Payday loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$200-$5,000
Rate
i

Effective interest rate on the product

1.97% per day
Term
i

Loan term for the financial product

up to 14 days
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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1000
100.00 – 20000.00 $
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Effective interest rate on the product

from 0.05 %
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
2000.00 – 100000.00 $
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Effective interest rate on the product

6.34 – 35.89 %
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Loan term for the financial product

2 months – 72 months
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
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Effective interest rate on the product

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