How to apply
The application process for a Northcash loan is simple; you have to fill out an online application form with some basic information and wait for approval or a request. The funds will be transferred to you the next business day after your request is granted.
Requirements
To ensure easy approval, the applicant must:
Be a permanent US resident who is 18 or above and is currently living in the United States.
Provide a driver’s license or valid state ID number.
At least earn $1000 (not including taxes) per month.
Provide proof of employment with their employer’s contact information.
Be employed for at least 90 days with the same employer.
Provide routing number and bank account number.
How to apply for a loan
Go to the official website and click on the Get started button at the top.
Select the amount you want to borrow and click on the Next step.
Enter your active email id, and then enter your cell phone number.
Enter the last 4 digits of your SSN.
Put your legal name, date of birth, and residential address.
You will be asked to add the time at your current residence, whether rented or owned.
Fill in the information on the current source of income, employment time, and the frequency of your salary payment.
Click on your Current monthly gross income and the next upcoming payment date.
Enter the employer’s information, current job title, and your employer’s phone number.
Select how you receive the loan payments, electronic deposit or paper check. Then enter your ABA routing number and other bank details
Enter your driver’s license or state ID number and the issuing state.
Select your current credit score between the given options.
Enter your SSN, and click on Next step. Now click on Submit to send your application for approval.
Application details
Once you have applied, the final decision is usually made immediately. It may take up to a few minutes for you to be connected with a lender, after which your application will be processed. Once the lender approves your application, the loan amount will be sent to you within 24 hours.
Reasons for rejection
There can be multiple reasons for rejection, the most common being the applicant’s current monthly income and the applied loan amount. Furthermore, if the applicant is not a US citizen or permanent resident and hasn’t worked for the same employer for more than 90 days, it can be directly rejected.