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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Newrez's account


How to register an account

If you are interested in having your account on Newrez, open the website's main page and click "Log in" in the upper corner. Click the "Sign In" button and select "Not registered? Create your ezHub account". After that, fill in your username email. Click the "Create" button.

You will receive a confirmation email, enter the code, and click "Confirm". You can now log into the account, where you will find expanded guidelines and licensing information.

How to reset a password

If you forgot your password and want to restore it or set a new one, access the website. After you receive a link to log in and follow it, at the bottom, you will find the tab "I forgot my password." Complete the procedure according to the instructions.

How to delete an account

The deletion is possible through an email request. To do this, you should:

  • Specify the reasons for deleting your email;

  • Present all the necessary information;

  • Specify under what law you are making your request. It can be GDPR or CCPA. GDPR - General Data Protection Regulation (for EU residents). It gives you the right to ask the organization to delete the data it stores. CCPA is the California Consumer Privacy Act, under which California residents can demand that business deletes the data/personal information they have about you.

  • Provide Newrez with information about the penalty for non-compliance with this requirement ($ 7,500 according to CCPA and 4% of the annual turnover according to GDPR).

  • Send your email.


How to create an account on Newrez?

On the website's main page, click "Log in" and find "Sign In". Select "Not registered? Create your ezHub account." Fill in your username and email address. Click "Create an Account". After receiving the confirmation email, enter the code and click the "Confirm" button. Login is now available to you.

How to delete an account from Newrez? 

Contact the company via email and ask them to delete it. You must refer to the reasons for the removal and to the law according to which the company does not have the right to refuse you (GDPR or CCPA).

Calculate loan payments in Newrez

Newrez calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

10000 $
10000000 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with Newrez

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Newrez and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All Newrez’s reviews by September 2022
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