Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.3
(20 Ratings)

Net Pay Advance PayOff

Advertiser Disclosure

Repayment of loan

When taking out a loan, each client must clearly understand the importance of timely debt payment. The company offers several payment options for the client's convenience, like ACH transfers to the bank account, money transfers, and bank cards.

The company will inform you by text message five days before the due date, so you won't miss your payment.

Note that you may be subject to penalties if the payment is not received. In addition, if delays in payments are frequent, the company may take more severe measures, including referring your case to the collection service.

Early payoff

Some lending institutions set penalties for borrowers who wish to repay early. Net Pay Advance does not belong to such companies and allows its clients to repay the loan early in case they can afford such an option, thus saving on interest.

FAQ

Can I change my loan due date?

Customers can extend their due date three days online. To validate the extension, sign new paperwork with your new due date. 

Can I Extend my loan term from Net Pay Advance?

There are up to three more days that may be added to the total execution time at the customer's discretion. 

Financial products
Net Pay Advance
Payday Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.28
(20 Ratings)
Recommended FinScore™
0
300
650
1000
$100-$1,500
Rate
i

Effective interest rate on the product

up to 664.29%
Term
i

Loan term for the financial product

up to 31 days
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
Rate
i

Effective interest rate on the product

to 160.00 %
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All Net Pay Advance’s reviews by may 2024
Leave feedback
4.8
Advantages
I had a positive experience with the company. The people I interacted with were incredibly helpful and took the time to explain everything to me. They patiently answered all of my questions in a friendly and professional manner.
Complain
4.8
Advantages
I was approved for a loan just in time to cover my car payment, and the repayment amount was manageable for me. The operators who assisted me over the phone were very helpful and explained everything in a way that I could easily understand.
Complain
4.4
Advantages
This is an excellent company that provides assistance when you truly need it. I have complete trust in them.
Complain
4.4
Advantages
Net Pay Advance is always there for me when I need to cover my bills!
Complain
2.2
Disadvantages
Their loans used to be instant, and now they are not, which is quite disappointing.
Complain
4.4
Advantages
The customer service is outstanding, and their loan approval process is extensive. It's exceptionally easy to work with them.
Complain
4.6
Advantages
I got approved and received the funds within just a few days. Thank you so much! I highly recommend Net Pay if you find yourself in need of a loan between paychecks.
Complain
4.4
Advantages
The loan was disbursed exactly as scheduled, and I appreciate the five-day repayment window they offer.
Complain
4.6
Advantages
I had to make a payment on my loan but couldn't access it online, so I called, and the gentleman on the phone was extremely helpful.
Complain
4.6
Advantages
I received the financial support I needed right away. Your financial institution clearly understands and addresses customers' diverse and genuine needs. Thank you very much!
Complain
Overall company rating
4.3
/ 5
20 reviews
Execution of an application
4.3
Support service
4.3
Mobile app
4.4
Service quality
4.3
Your satisfaction level
4.2
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