Choose a country
United States
Select a city
Select a city
Select language
Select country
Choose a country
United States
United States
Việt nam
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Net Pay Advance's app


Mobile Application

Mobile app features

Customers of Net Pay Advance can:

  • Put in a request for a loan.

  • Make payments. A straightforward 3-touch procedure, during which your cards are automatically kept for your convenience.

  • Change your payment date. It is not necessary to call. You may adjust the due date of your payments directly from your mobile device. Loan extensions are one of the most popular tools of the mobile app of Net Pay Advance.

  • View papers. You will always have access to your documents, no matter where you are.

Net Pay Advance on Google Play

Download app

To install the application on your Android device, do the following:

1. Go to the official application at the Google Play;

2. Click on the "Install" button;

3. When the application is successfully downloaded, open it;

4. If you already have an account, enter your Email and Password. You can also sign in with your Facebook account.

Net Pay Advance on App Store

Download app

To download the iOS app, follow these steps:

1. Go to the App Store and download the app to your device;

2. Wait until the app completes downloading;

3. log in to the application using your password or register a new account.

If you have forgotten your password, click Forgot Password and enter your email address, where an email will be sent to follow the link and set a new password. If you don't have an account, select "Not a customer? Apply now!"


How to delete the Net Pay Advance mobile app?

How to uninstall Net Pay Advance from iPhone: Tap Net Pay Advance and hold until all applications shake. The app's top right corner displays an "X.". Delete Net Pay Advance. Tap the erase button.

Can I make payments through the Net Pay Advance mobile app?

Yes, you can use the mobile app to make loan payments.

Calculate loan payments in Net Pay Advance

Net Pay Advance calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

100 $
1500 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with Net Pay Advance

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Net Pay Advance and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
Your comment has been added
Your complaint has been recorded
Invalid username or password
Please log in to like/dislike
Invalid SMS code has been entered
All Net Pay Advance’s reviews by September 2022
Leave feedback

Similar companies

Mission Loans
19500 Jamboree, Suite 300 Irvine, CA 92612
Accredited Debt Relief
9525 Towne Centre Dr, Suite 100, San Diego, CA 92121
1900 S. State College Blvd, Ste 300, Anaheim, CA 92806
PO Box 10, Parshall, ND 58770
Wintrust Mortgage
9700 W. Higgins Road, Ste. 300, Rosemont, IL 60018