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3.2

(12 Ratings)

NetCredit Reviews

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All NetCredit’s reviews by december 2023

Disadvantages

I was initially given partial approval. However, upon attempting to accept the contract, I was denied because of "Bank Activity". When I called for clarification, I was advised to switch accounts. Despite doing so, I faced another denial.

Disadvantages

They seem to have discrepancies in reporting payments to the credit bureau. Coupled with notably high interest rates, their services might not be ideal for short-term needs. Their customer service is passable, but I'd advise caution.

Advantages

I've consistently experienced outstanding customer service with NetCredit. Every interaction over the phone has been helpful. I'd highly recommend this company to others.

Disadvantages

While repaying my loan, I set up a payment plan and was told that if I missed a payment, the plan would be canceled. Four months after missing a payment, an unexpected deduction was made from my account. When I inquired, I was told no one was actively monitoring the account, which felt contradictory. Despite recording the conversation, there was no clarity offered by the representative, nor was I informed earlier to notify them in case of a missed payment. The conversation with the representatives felt circular and somewhat judgmental. It's essential that borrowers receive accurate information to avoid misunderstandings. Based on this experience, I wouldn't recommend them.

Advantages

Like all payday loans, interest can accrue quickly if not paid off promptly. I've borrowed from NetCredit thrice and had positive experiences every time because I ensure timely repayment. It's essential to be cautious with such loans; if you use the entire repayment term, you might repay almost twice the borrowed amount. However, they can be beneficial for unexpected financial hiccups. Their customer service stands out compared to other lenders. They're genuine, and as long as you repay on time, they maintain a good rapport with customers.

Disadvantages

Disappointed with the process. I was initially informed that I was approved, but after providing all my personal details on their website, I was met with a decline. Not only was it a time-consuming experience, but it also resulted in a hard inquiry on my credit report.

Disadvantages

Dealing with this company was quite challenging. After indicating that I was approved and requesting my bank statements, as well as asking to link to my bank account, I was disappointed to receive an email 1-2 weeks later stating that my application was withdrawn without clear explanation. It raises concerns about the security and use of one's personal information when the process ends in such an unexpected manner.

Advantages

When I applied for a serious loan amount for a period of 5 years instead of the standard days of consideration, it turned out as much as three days, but the main thing is that I managed to get money at an adequate percentage, and all due to the fact that I provided all the information that was required of me, including additional ones. I have used NetCredit services before this big loan, so I know what to expect from them. Everything is written in the contract according to the points, there are no pitfalls that would seem doubtful to me. Now, as soon as I pay, I will share a new review, but for now I recommend the company

Disadvantages

no disadvantages

Advantages

I use the services of this lender and receive money if necessary. It is convenient that there is a button on the site by which you can check the availability of credit, so I got my first loan from them at the time) A lot of information is required when making an application, it's good that you don't need to take the documents anywhere and pull up the guarantors too, all online without visiting bank branches. The conditions are individual for everyone, there is even a difference in which state you apply for, so you need to take all this into account, and not judge the same as the others. I have a positive opinion about the company, if necessary, I will contact them again

Disadvantages

Advantages

The company is loyal to customers, offers adequate conditions for obtaining a loan for personal purposes, the amount and term may vary depending on your requests and requirements, but you need to understand that the lender may not give as much as you deemed necessary based on the level of your salary and credit history. It is not difficult to make out, the first thing you do is create a personal account, and through it you will submit an application, which is considered during the day, only after the money is transferred if approved, but even this requires a preliminary call from an employee of the company. In general, it is not difficult to get money with them

Disadvantages

Welcome to the review page of NetCredit!

Here, you will find client reviews about their experience with NetCredit. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with NetCredit. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

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