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Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.0

NetCredit account review

Advertiser Disclosure

How to register an account on NetCredit

To create a NetCredit personal loan applicant must do the following:

  • On the main page, there is a calculator, where it is possible to select the desired loan, including an approximate loan amount that you want to receive. Slide the green bar until you get the loan amount you need. It usually ranges from $1,000 up to $10,000 (varies by state). Then you must click on the red "Check Your Eligibility" button to start your application.

  • The new window with four simple steps to make will appear. The first is to create a user account on NetCredit. Enter the desired loan amount and your repayment details. Then you should share your address and contact phone.

  • In the second window, you should share data to verify your identity, including your Social Security number. Don't forget to accept NetCredit's terms and conditions for using your personal information.

  • After that, the advisors determine if you are an eligible person to get the loan. If the answer is positive, you will see the best options for your loan.

  • Finally, you must sign a document that shows that your request is official. Once the lender approves your application, you will get the funds.

How to reset a password on NetCredit

To reset a password, go to the signing page on the website, click on the "Forgot password?" link, and follow the instructions. You can also call NetCredit support service, and they will send a password reset link.

How to delete an account on NetCredit

To delete an account, inform NetCredit in writing, indicating a reason for account deactivation (security, confidentiality reasons, or others).

FAQ

How does NetCredit work?

NetCredit offers personal loans and lines of credit for its customers. After receiving funds, borrowers pay their loans back (along with interest and fees) over a predetermined period. Payments are made gradually over-scheduled due dates. Monthly payments are individual.

How do I contact NetCredit?

It is possible to go directly to the financial company's website and find out if you pre-qualify by simply filling out its digital form. If you want to deal personally with an agent, you can call the toll-free number.

Financial products

NetCredit
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

0
Recommended FinScore™
0
300
650
1000
$1,000-$10,000
Rate
i

Effective interest rate on the product

up to 155%
Term
i

Loan term for the financial product

up to 60 months

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

5
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0
300
650
1000
$5,000 - $40,000
Rate
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Effective interest rate on the product

up to 24.99%
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Loan term for the financial product

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MaxLend
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
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$100-$3,000
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Effective interest rate on the product

up to 841%
Term
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Loan term for the financial product

up to 300 days
Opploans
Personal loan
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
$500-$4,000
Rate
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Effective interest rate on the product

up to 160%
Term
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Loan term for the financial product

9-18 months
East Line Lending
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$200-$10,000
Rate
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Effective interest rate on the product

up to 780%
Term
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Loan term for the financial product

up to 12 months
Speedy Cash
Personal loan
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.33
Recommended FinScore™
0
300
650
1000
$50-$26,000
Rate
i

Effective interest rate on the product

up to 460%
Term
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Loan term for the financial product

up to 30 days

Calculate loan payments in NetCredit

NetCredit calculator will allow you to calculate an approximate payment schedule for the loan

NetCredit calculator
Interest rates are given in accordance with the rates of the NetCredit of 26.11.2022
Loan amount
i

Enter the desired loan amount

USD
USD
1000 $
10000 $
Loan term
i

Specify the loan term for the calculation

months
days
6
60
State

What to focus on before applying for a loan with NetCredit

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between NetCredit and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All NetCredit’s reviews by november 2022
Leave feedback
1 reviews
5
Advantages
When I applied for a serious loan amount for a period of 5 years instead of the standard days of consideration, it turned out as much as three days, but the main thing is that I managed to get money at an adequate percentage, and all due to the fact that I provided all the information that was required of me, including additional ones. I have used NetCredit services before this big loan, so I know what to expect from them. Everything is written in the contract according to the points, there are no pitfalls that would seem doubtful to me. Now, as soon as I pay, I will share a new review, but for now I recommend the company
Disadvantages
no disadvantages
Complain
1 reviews
5
Advantages
I use the services of this lender and receive money if necessary. It is convenient that there is a button on the site by which you can check the availability of credit, so I got my first loan from them at the time) A lot of information is required when making an application, it's good that you don't need to take the documents anywhere and pull up the guarantors too, all online without visiting bank branches. The conditions are individual for everyone, there is even a difference in which state you apply for, so you need to take all this into account, and not judge the same as the others. I have a positive opinion about the company, if necessary, I will contact them again
Disadvantages
No
Complain
1 reviews
5
Advantages
The company is loyal to customers, offers adequate conditions for obtaining a loan for personal purposes, the amount and term may vary depending on your requests and requirements, but you need to understand that the lender may not give as much as you deemed necessary based on the level of your salary and credit history. It is not difficult to make out, the first thing you do is create a personal account, and through it you will submit an application, which is considered during the day, only after the money is transferred if approved, but even this requires a preliminary call from an employee of the company. In general, it is not difficult to get money with them
Disadvantages
No
Complain
1 reviews
5
Advantages
It's easy to apply for a loan, besides there is an opportunity to choose the optimal amount for yourself and a period of up to 60 months. The lender has a license, due to which his activity is legal, and for me as a client this is just another reason for trust. The conditions are different, the maximum amount will not be given if the earnings are not great, so you need to keep this in mind and do not risk submitting to the maximum-they will refuse. In terms of data security, they also took care of it-you can reset your password on the site so that no one hacks your account, this is important and all you need to do is click the "Forgot Password" button, and then install a new one according to the standard replacement procedure
Disadvantages
No
Complain
1 reviews
Personal loan Go
0
Advantages
You can take a loan on more favorable terms, but this is if a decent salary, otherwise you can not count on a lot, and I don't need a lot) I like that if you send a request before 7 o'clock, then you really get the money on the same day. It is really easier for me to make payments in parts with a certain step, or at once at the end of the term, in the latter way. It is better not to allow delays, because the fines for them are not small, they are always warned about this and the contract also states. I don't really like the design of the site, everything is simple, but the main thing is clear and does not affect the result of lending
Disadvantages
No
Complain
Overall company rating
4.0
/ 5
5 reviews
Execution of an application
4.0
Support service
4.0
Mobile app
4.0
Service quality
4.0
Your satisfaction level
4.0

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