How to apply
After clicking the "Apply now" button, you will be transferred to a page where you can enter all the information mentioned above. Once the form is submitted, it will be assessed by a loan officer. The website states that applications are reviewed almost immediately, and applicants typically receive decisions on the same day. This, however, may not be the case if you fail to provide additional required documents in time.
Requirements
To get a loan from the company, an applicant is required to have specific minimum qualifications. The list includes US citizenship, residency status in California, Georgia, Illinois, Nevada, or New Jersey, and is at least 21 years of age.
The personal loan provider also requires potential customers to have a relatively stable financial situation. They ask for a minimum gross annual income of $25,000, a minimum credit score of 600, and a good employment history. Self-employed applicants are generally not eligible for personal loans provided by the firm. Technical requirements for a potential customer include:
An active checking account you use for direct deposit of income;
Established credit history;
The ability to make weekly payments.
Application details
The application form requires potential customers to fill in personal and financial information. You should expect to provide:
A contact number;
Email address;
Residential address;
Date of birth;
Social security number;
Loan amount;
Purpose of the loan.
You will also need to electronically provide recent account history via Decision Logic, credit score information, proof of income, and proof of employment.
