Choose a country
United States
Select a city
Select a city
Select language
Select country
Choose a country
United States
United States
Việt nam
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply for a Mr. Amazing Loans's loan


How to apply

After clicking the "Apply now" button, you will be transferred to a page where you can enter all the information mentioned above. Once the form is submitted, it will be assessed by a loan officer. The website states that applications are reviewed almost immediately, and applicants typically receive decisions on the same day. This, however, may not be the case if you fail to provide additional required documents in time.


To get a loan from the company, an applicant is required to have specific minimum qualifications. The list includes US citizenship, residency status in California, Georgia, Illinois, Nevada, or New Jersey, and is at least 21 years of age.

The personal loan provider also requires potential customers to have a relatively stable financial situation. They ask for a minimum gross annual income of $25,000, a minimum credit score of 600, and a good employment history. Self-employed applicants are generally not eligible for personal loans provided by the firm. Technical requirements for a potential customer include:

  • An active checking account you use for direct deposit of income;

  • Established credit history;

  • The ability to make weekly payments.

Application details

The application form requires potential customers to fill in personal and financial information. You should expect to provide:

  • A contact number;

  • Email address;

  • Residential address;

  • Date of birth;

  • Social security number;

  • Loan amount;

  • Purpose of the loan.

You will also need to electronically provide recent account history via Decision Logic, credit score information, proof of income, and proof of employment.


What credit score does Mr. Amazing Loans use?

It is not specified on the website what credit score they use. However, a minimum score requirement is specified – it is 600.

How long does it take Mr. Amazing Loans to disburse funds?

Same-day funding is a standard practice implemented by Mr. Amazing Loans. It rarely takes longer than one day for funds to be transferred.

Can I apply for Mr. Amazing Loans funding online?

Yes, they have a strictly online application system available on their website.

Calculate loan payments in Mr. Amazing Loans

Mr. Amazing Loans calculator will allow you to calculate an approximate payment schedule for the loan

Mr. Amazing Loans calculator
Interest rates are given in accordance with the rates of the Mr. Amazing Loans in Washington, D.C. as of 25.09.2022
Loan amount

Enter the desired loan amount

5000 $
10000 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with Mr. Amazing Loans

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Mr. Amazing Loans and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
Your comment has been added
Your complaint has been recorded
Invalid username or password
Please log in to like/dislike
Invalid SMS code has been entered
All Mr. Amazing Loans’s reviews by September 2022
Leave feedback

Similar companies

Mission Loans
19500 Jamboree, Suite 300 Irvine, CA 92612
Accredited Debt Relief
9525 Towne Centre Dr, Suite 100, San Diego, CA 92121
1900 S. State College Blvd, Ste 300, Anaheim, CA 92806
PO Box 10, Parshall, ND 58770
Wintrust Mortgage
9700 W. Higgins Road, Ste. 300, Rosemont, IL 60018