About
Money Messiah is a lending company that operates under the jurisdiction of the Mohawk Territory of Kahnawake. They offer personal loans up to $1,500 to individuals in need of financial assistance. The loans are provided in accordance with the laws and regulations of the Mohawk Territory of Kahnawake.
Money Messiah's loans are subject to certain terms and conditions, including interest rates, repayment terms, and eligibility requirements. The company aims to provide accessible and reliable financial assistance to individuals who may not have access to traditional banking services or who may have difficulty securing loans from other sources.
Key Features
Some key features of Money Messiah:
- Easy eligibility requirements. Money Messiah has simple eligibility requirements, which include being at least 18 years old, having a steady income, and having a valid bank account.
- Fast approval. The loan approval process is fast, and applicants can receive their funds within 24 hours of approval.
- No credit check. The company does not perform a credit check on applicants, making it easier for individuals with poor credit to access loans.
- Customer support. Money Messiah's customer support team is available to answer any questions and provide assistance throughout the loan application and repayment process.
Pros and Cons
Pros:
- Quick access to short-term cash needs.
- Easy and convenient online loan application process.
- Flexible repayment options can help borrowers manage their loans more effectively.
Cons:
- The loan amounts are limited to $1,500, which may not be sufficient for borrowers with significant financial needs.
- Money Messiah operates under the jurisdiction of the Mohawk Territory of Kahnawake, which may not be familiar to all borrowers and could raise questions about regulatory oversight.
- The company does not provide any information on how borrowers can improve their credit scores or financial health in the long term, which could be a missed opportunity for borrowers to improve their financial situations beyond the scope of the loan.
Products
Money Messiah offers personal loans up to $1,500 to individuals in need of short-term financial assistance. However, it is important to note that the specific loan amount offered to each borrower may vary depending on their individual circumstances, such as their credit score, income level, and other factors.
Reliability
Money Messiah operates under the jurisdiction of the Mohawk Territory of Kahnawake and offers loans in accordance with its laws and regulations. The company also provides simple eligibility requirements and a fast approval and funding process, which may be attractive to individuals in need of quick access to cash.
It is important for individuals to thoroughly review the terms and conditions of any loan before accepting it, including interest rates, fees, and repayment terms.
Funding a Loan
The loan funding process at Money Messiah works as follows:
- Application submission. Borrowers need to complete an online application on the Money Messiah website.
- Instant approval. Once the application is submitted, borrowers will receive an instant notification indicating whether they have been approved or not. However, the approval may be pending verification with customer service.
- Verification. If the approval is pending verification, the borrower may need to provide additional documentation or information to confirm their identity or income level. This may involve speaking with a customer service representative.
- Electronic deposit. Once the loan is approved and verified, the funds will be electronically deposited directly into the borrower's checking account. The disbursement process typically takes 24 hours or less.
It is important to note that loan approval and funding times may vary depending on individual circumstances and the specific loan product being offered. Additionally, borrowers should carefully review the terms and conditions of any loan before accepting it, including interest rates, fees, and repayment terms.
Loan Conditions
Money Messiah's loans are subject to certain terms and conditions, including the following:
- Loan amounts. The lender offers personal loans up to $1,500.
- Interest rates and fees. The interest rates and fees associated with the loans may vary depending on individual circumstances, such as the borrower's credit score, income level, and other factors.
- Repayment terms. Money Messiah's loans have flexible repayment terms, which may include weekly, bi-weekly, or monthly payments. Borrowers should carefully review the repayment terms of their loan to ensure they can make payments on time and in full.
- Credit check. The company does not perform a credit check on applicants, but they may use alternative sources of information to determine eligibility.
Additional Services
Money Messiah primarily offers personal loans up to $1,500. There is no mention of any additional services beyond lending products. However, it is possible that the company may offer other services or products that are not prominently featured on the website.
Money Messiah vs Uncle Warbucks
Money Messiah and Uncle Warbucks are both lending companies that offer short-term personal loans to individuals in need of financial assistance. Here is a comparison of some of the key features of each company:
- Loan Amounts. Money Messiah offers personal loans up to $1,500, while Uncle Warbucks offers loans ranging from $200 to $1,000.
- Eligibility Requirements, Both companies have relatively simple eligibility requirements, but there may be some differences in the specific criteria that borrowers need to meet.
- Interest Rates and Fees. The interest rates and fees associated with the loans offered by each company may vary depending on individual circumstances, such as the borrower's credit score, income level, and other factors.
- Loan Repayment Terms. Both companies offer flexible repayment terms, which may include weekly, bi-weekly, or monthly payments. However, the specific repayment terms may vary depending on the loan product being offered.
- Loan Approval and Funding Time: Money Messiah offers instant approval with funding within 24 hours, while Uncle Warbucks may take up to 24-48 hours for loan approval and funding.
Money Messiah vs Pheabs
Money Messiah and Pheabs are both lending companies that offer personal loans, but there are some key differences between the two companies:
- Loan Amounts. Money Messiah offers personal loans up to $1,500, while Pheabs offers loans up to $5,000. Pheabs may be a better option for borrowers who require a larger loan amount.
- Loan Repayment Terms. Money Messiah offers flexible repayment terms, which may include weekly, bi-weekly, or monthly payments, while Pheabs offers loan terms up to 60 months. The longer repayment period may be more beneficial for borrowers who need more time to repay the loan.
- Interest Rates and Fees. The interest rates and fees associated with loans from each company may vary depending on individual circumstances, such as the borrower's credit score, income level, and other factors.
- Loan Approval and Funding Time. Money Messiah offers instant approval with funding within 24 hours, while Pheabs may take up to 48 hours for loan approval and funding.
Money Messiah vs Echo Credit
Money Messiah and Echo Credit are both lending companies that offer personal loans, but there are some differences between the companies:
- Loan Amounts. Money Messiah offers personal loans up to $1,500, while Echo Credit offers loans up to $4,000.
- Interest Rates and Fees. Echo Credit's loans carry an APR ranging from 99% to 349%, while Money Messiah's interest rates and fees are not explicitly stated on their website.
- Loan Repayment Terms. Money Messiah offers flexible repayment terms, which may include weekly, bi-weekly, or monthly payments, while Echo Credit's loans have fixed repayment terms of up to 24 months.
- Loan Approval and Funding Time. Money Messiah offers instant approval with funding within 24 hours, while Echo Credit may take up to 24-48 hours for loan approval and funding.
