Money Mart Review: Features, Rates, Requirements, and Customer Feedback of 2026

Information

Money Mart is a trusted lender that offers fast and easy loan options including cash advance loans with a focus on getting you funds fast. You can start the application online and finish in-store for a mix of digital convenience and in person service. Loan amounts and products vary by state so Money Mart adjusts to local regulations and makes sure borrowers meet the basic requirements of proof of income and valid ID.

Legal name

Dollar Financial Group, Inc.

Short name

Dollar Financial Group, Inc.

Legal address

Malvern, Pennsylvania, United States

About Lender

Money Mart is a long time financial service provider with a variety of quick and easy loan products. Known for its simple application process, Money Mart allows you to get funds fast by combining online tools with in-store service. You can start the application online and visit a store near you to finish the process, they put customer service and convenience first. Online and in-store access so you can get the cash you need fast.

Money Mart has a variety of loan products to meet the needs of different customers, with options that vary by state to comply with local laws. Cash advance loans can be applied for in-store with direct deposit for approved loans. Borrowers must provide valid ID and proof of income so loans are given responsibly and based on the borrower’s ability to repay. This localized customer focused approach allows Money Mart to offer relevant and accessible financial solutions in every community.

money mart review

Key Features

Short Term Loans. Money Mart has a variety of short term loans including payday loans, installment loans and title loans to help you cover unexpected expenses.
Online Applications. You can also apply for loans and other services online so you don’t have to leave your home to get the cash you need.
Extended Payment Plans. Money Mart may offer extended payment plans if you can’t pay on time.
Financial Education Resources. Money Mart has financial education resources to help you learn how to manage your finances and avoid debt.

Pros and Cons

Pros

Cons

How to Apply for a Money Mart Loan?

Apply for a Loan

Visit Website. Use the website's tool to choose your state of residence. This is important because loan offerings and conditions vary by state, ensuring that you are presented with the correct information and options available in your location.
Determine Loan Amount. Decide how much money you need. The website may offer a slider or a tool to select the loan amount you're interested in applying for, based on the loan products available in your state.
Find a Store. Since the website currently mentions that online applications are not being processed, you will need to use the store locator tool to find a Money Mart near you where you can apply in person.
Gather Necessary Documents. Prepare the required documents to take with you to the Money Mart store. At a minimum, you will need a valid photo ID and a paystub. It's a good idea to bring any other relevant financial documents that might support your loan application.
Visit the Store. Go to the nearest Money Mart store with your documents. The address and operating hours for stores can be found using the store locator tool on the Money Mart website.
Complete the Application. Once at the store, a customer service representative will assist you with the loan application process. They will review your documents, answer any questions you may have, and guide you through the application.
Wait for Approval. After submitting your application, you will need to wait for it to be reviewed and approved. The company does not specify the exact time frame for this process, but customer service at the store may provide you with more details.
Receive Your Loan. If your loan application is approved, you will receive your cash. The website mentions the possibility of getting money by direct deposit in select states, so ask the customer service representative about the options available to you.

Conditions and Requirements

Conditions

Requirements

Age And Residency. Applicants must be 18 years old and a resident of a state where Money Mart operates.
Valid PhotoID. A valid photo ID is required to verify the borrower’s identity during the loan application process.
Paystub. You need to provide a recent paystub as proof of income which is required to determine loan eligibility.
Employment Status. You must have a steady income, usually shown by a paystub, to qualify for a loan.
In-Person Application. Currently, applications must be done in person at a Money Mart store as online applications are not being accepted.
Income Eligibility. Loan eligibility is based on your income so accurate financial information must be provided during the application process.

Ways to Receive the Money If you are approved for a loan with Money Mart, there are several ways to get the money. If you apply in-store, you can pick up the money in person once approved. Or you can have the money direct deposited into your bank account. Money Mart transfers the money electronically which may take 1-2 business days to process. For those without a bank account, Money Mart may offer the option to have the money loaded onto a prepaid debit card so you can use it to make purchases and cash out at ATMs. Please note that these options may vary depending on the type of loan and other factors and you should review the loan agreement to understand any fees and restrictions. Products Loans. Money Mart offers various loan products which may include cash advance loans, payday loans and other short term financial solutions. Loan types may vary by state. Check Cashing. They cash various types of checks including payroll, government and personal checks. This service gives you immediate access to your money. Western Union®. Money Mart is a Western Union agent and allows you to send and receive money domestically and internationally. Money Orders. As an alternative to checks, Money Mart offers money orders. This product is useful if you need to make secure payments. Small Business Services. Money Mart serves small business owners by offering check cashing, money transfers and other financial solutions to support your business. Prepaid Cards. They offer prepaid debit cards such as the Momentum® Prepaid Mastercard® which you can use for purchases, bill payments and managing your money without a traditional bank account. Other Personal Loans Discover the Best Personal Loans Available Online Your Guide to Loans with Bad Credit Understanding No-Credit Loans: How Do They Work? Understanding Starter Loans: A Guide for Beginners Unlocking the Mysteries of First-Time Loans Understanding the Power of a Line of Credit Easy and Quick Online Loans Applications Your Comprehensive Online Line of Credit Resource Reasons for Loan Refusal

There are several reasons why a loan application with Money Mart may be denied. You must meet the age and residency requirements, be at least 18 years old and a resident of the states where they operate. You must also have a valid photo ID for identification purposes. You need to bring a paystub to show your income, you must be employed or have a stable income source. Since they only accept in-store applications, if you can’t visit a store, you may be denied. Inaccurate financial information or not meeting income eligibility criteria may also be a reason for loan denial.

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How to Repay a Money Mart Loan?

Repay

Paying your loan with Money Mart is easy, the due date is clearly stated on your loan documents. If you want to pay in cash you can visit any Money Mart store to pay. But if you can’t visit a store, don’t worry. Depending on your state, Money Mart may offer alternatives such as depositing your check or electronically withdrawing the payment from your checking account.

Loans like Money Mart

OppLoans

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OppLoans is a notable financial service provider that offers consumer loans varying from $500 to $4,000. They expedite the funding process to ensure that approved applicants receive the necessary funds promptly, which is advantageous for those dealing with immediate financial concerns. OppLoans offers adaptable repayment conditions, giving customers the choice between 9, 12, and 18-month loan terms. This adaptability allows borrowers to opt for a repayment plan that matches their financial ability, ensuring a seamless and manageable loan journey.

About OppLoans

Rise Credit

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OneMain Financial

Apply for a Loan

OneMain Financial stands as a distinguished and enduring lender, offering personal loans that range between $1,500 to $20,000. Boasting a century’s worth of experience in the financial sector, they have garnered the trust of a vast customer base. Their loan terms include fixed rates and fixed payments, offering a predictable and manageable repayment scenario to borrowers. OneMain Financial emphasizes personalized service, ensuring that the distinct needs of each customer are addressed. With a widespread network of approximately 1,400 branches, they provide easy access and convenience for individuals in search of financial aid.

About OneMain Financial

Universal Credit

Apply for a Loan

Universal Credit requires applicants to have a minimum credit score of 560, thus excluding those with no credit history. It is appealing for its credit-enhancement features, making it suitable for individuals with fair or poor credit looking to better their scores. Providing larger loan amounts than Oportun and next-day funding upon approval, it emerges as a solid choice for significant, urgent financial needs. Universal Credit extends its loan services across all 50 states and Washington, D.C., offering a wide geographical coverage.

About Universal Credit

Editorial Opinion

Money Mart seems to be positioning itself as a one-stop financial service provider offering various products to meet the immediate needs of its customers. Money Mart serves a wide range of financial needs especially for those who don’t have access to traditional banking services. While the convenience and accessibility of these services are undeniable, customers should approach with caution and be aware of the terms especially since short term loans and cash advances are costly. Money Mart’s emphasis on local and state specific services suggests a degree of community responsiveness but consumers should consider the long term financial implications of using these services and explore all other options for their financial well being.

Important

Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.
Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.
Carefully review all the terms and conditions of your payday loan contract.
Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.
Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.
Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.