Installment Personal Loan

In this comprehensive review, we explore MoneyKey® Installment Personal Loan designed to meet diverse financial needs. Discover how MoneyKey® stands out with its competitive interest rates, flexible borrowing limits, and rewarding perks.
200 - 2500 $
Loan Amount
5 - 12 Months
Repayment Term
295 %

Product Details

General Info
 Loan Amount Loan Amount
200 - 2500 $
Repayment Term Repayment Term
5 - 12 Months
Required documents Required documents
Do I fit in?
Age Age
from 18 years
Credit Score Credit Score
Income required Income required
295 %

How to Apply for a MoneyKey?

  1. Visit Website. Start by navigating to MoneyKey's official website and click on the "Apply Now" button to begin the application process.

  2. Complete the Application Form. Fill in the online application form with the required information, which may include personal details, employment information, and financial data.

  3. Submit Application. After completing the form, review your application to ensure all the provided information is accurate and then submit it for consideration.

  4. Verification Process. Await verification from MoneyKey’s Customer Care team, which may involve confirming your information to ensure accuracy and eligibility.

  5. Await Approval. If your application is submitted successfully and meets all requirements, wait for the approval decision. Approval times can vary, but MoneyKey aims for quick approval processes.

  6. Receive Funds. Upon approval, the requested funds will typically be deposited into your bank account as soon as the same business day, depending on the timing of your application and the specifics of your bank’s policies.

Conditions and Requirements


  1. Loan Amounts. MoneyKey provides from $200 to $2,500 for installment loans and up to $3,500 for a line of credit.

  2. Interest Rates. For installment loans, the APR ranges from 290.89% to 401.2%. For the Line of Credit, interest is applied to the amount used rather than the total credit amount, at a daily rate of 0.8000% or an APR of 292%.

  3. Repayment Schedule. Repayment terms vary by the type of loan and state regulations. The installment loan include the option to make bi-weekly, semi-monthly, or monthly installments over a loan term ranging from 6 to 12 months. For the line of credit the flexibility to request draws as needed from your available credit, and the loan term is open-ended.

  4. State Availability. Installment loans are available in DE, ID, MS, MO, TX, UT, and WI. CC Flow Lines of Credit can be obtained in AL, AK, AZ, AR, FL, HI, IN, KY, LA, MI, MN, MT, OK, and WY.


  1. US Citizenship or Residency. Borrowers must be a US citizen or a permanent resident to qualify for a loan.

  2. Legal Age. Applicants must be of legal age to contract in their state of residence.

  3. Residency. Must be a resident in the state where MoneyKey's loan products are offered.

  4. Bank Account. An active bank account is required for the direct deposit of loan funds and subsequent loan repayment.

  5. Regular Income. Proof of a regular source of income is necessary to ensure the capability of repaying the loan.

  6. Contact Information. Applicants must provide a valid contact number and an active email address for communication purposes.

Ways to Receive the Money

At MoneyKey, the primary method for receiving loan funds is through a direct deposit into your bank account, typically on the same business day if the loan application is approved. This streamlined process is designed for convenience and speed, ensuring that you have fast access to the funds when you need them most, without the need for visiting a physical location or handling checks. This method emphasizes MoneyKey's commitment to providing quick and easy financial solutions to their customers.

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Last update 27.03.2024