Loan Amount. Borrowers can access loan amounts ranging from $200 to $2,500.

Loan Term. The loan term typically ranges from 6 to 12 months.

Interest Rates. Interest rates may be as high as 404.03%, depending on the loan terms and your location

Legal Age. You must be of legal age of majority in your state of residence.

Active Bank Account. You need to have an open and active personal bank account.

Consistent Income. A consistent source of income is required to qualify.

Valid Contact Number. You must have a valid phone number.

Active Email Address. An active email address is necessary for communication and account management.

Insufficient Income. If your annual income is below the required minimum, your application may be rejected due to an inability to meet the repayment obligations.

Lack Of Required Documentation. Failure to provide necessary documents, such as a copy of your paycheck stub, can result in your application being denied.

No Bank Account Or Credit Card. Not having a bank account or credit card as an alternative payment method can lead to rejection since it is a mandatory requirement.

Employment Verification Issues. Inaccurate or unverifiable employment information, such as discrepancies in your employer's details or job title, can cause your application to be rejected.

Age Restriction. Applicants under the age of 18 are not eligible for the program, and any application from individuals below this age will be automatically rejected.