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Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

MoneyKey's app

Finanso.Multilogin™

MoneyKey Loans Mobile app allows users to access many services simply. You can use the app to ‌transfer money, pay bills, and track your expenses daily. The MoneyKey Loans Mobile app interface is optimized for use on Android and iPhone devices. It has easy-to-understand features and interactive tools to see how your money is doing. MoneyKey mobile is designed for an iPhone with a minimum iOS of 9.0 and an Android with a minimum version of 4.4. With the MoneyKey Loans Mobile app, you can do the following:

  • Check your loan balance and transactions.

  • View your financial accounts and transactions in a single place.

  • See the latest updates from your banks, credit card companies, and other financial institutions.

MoneyKey on Google Play

Download app

How to register on Android

  1. Download the app from the Google Play store and open it.

  2. Confirm your state of residence.

  3. Log in to your account using your email address and password.

  4. Fill in your personal information under Tell us about yourself if you did not complete this section.

  5. Enter your name, date of birth, Social Security Number (SSN), and phone number.

  6. Read the terms and conditions of the loan you are applying for.

  7. Accept the terms by ticking the I Confirm box.

  8. Submit loan application.

  9. Wait for approval.

MoneyKey on App Store

Download app

How to register on iPhone

  1. Download the app from App Store and open it.

  2. Confirm your state of residence.

  3. Log in to your account using your email address and password.

  4. Fill in your personal information under Tell us about yourself if you did not complete this section.

  5. Enter your name, date of birth, Social Security Number (SSN), and phone number.

  6. Read the terms and conditions of the loan you are applying for.

  7. Accept the terms by ticking the I Confirm box.

  8. Submit loan application.

  9. Wait for approval.

FAQ

Does MoneyKey have an app?

Yes. You can download the MoneyKey app for Apple and Android devices. New customers can create an account and submit their loan applications via the app. Returning customers can check their loan balance, request a new loan, and review their loan documents.

Calculate loan payments in MoneyKey

MoneyKey calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount
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Enter the desired loan amount

USD
USD
200 $
2000 $
Loan term
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Specify the loan term for the calculation

months
days
6
12

What to focus on before applying for a loan with MoneyKey

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between MoneyKey and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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