Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.5
(30 Ratings)

Minto Money PayOff

Advertiser Disclosure

Repaying a Minto Money loan is a straightforward process through their online platform. Users can log in to their personal account, navigate to the payments section, and complete the repayment directly. This system allows for easy tracking of loan balances and payment schedules, ensuring a convenient way to manage and settle loan obligations.

minto money repay

Make Payments Online Through the Bank Account

  1. Go to the Website. Visit the Minto Money website using your web browser.

  2. Click "Make A Payment." Select the "Make A Payment" button at the top of the page.

  3. Log In to Your Account. Enter your credentials to access your personal account.

  4. Go to the Payments Section. Navigate to the payments section within your account.

  5. Complete the Payment. Follow the prompts to complete your loan repayment.

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the Minto Money account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Minto Money payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments. 

  4. Enter Payment Details. Provide the necessary details, such as your Minto Money account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.

Additional Resources

FAQ

What happens if you don't pay Minto Money?

The company follows the rules of the Fair Debt Collection Practices Act, which is a federal law (FCPA). If you do not repay your loan as promised, they may sell it to a third-party collection agency or another organization that gains and/or collects overdue consumer debt. The company may also report your payment history to credit bureaus.

Will Minto Money sue you?

Minto Money is a lender affiliated with Native American tribes, which claim to be exempt from state usury laws. And they may sell your debt to a third-party collection agency. We cannot predict whether anyone will sue you if you don't pay according to the terms of the loan.

Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.472
(30 Ratings)
Recommended FinScore™
0
300
650
1000
200.00 – 3000.00 $
Term
i

Loan term for the financial product

10 months – 18 months
Apply
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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2000.00 – 100000.00 $
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 3 years
Apply
Calculate loan payments in Minto Money

Minto Money calculator will allow you to calculate an approximate payment schedule for the loan

Minto Money calculator
Interest rates are given in accordance with the rates of the Minto Money of 10.02.2025
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Minto Money reviews 2025
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4.2
Pros
I initially had some reservations, but I appreciated that they gave me time to research the company. Their customer service was exceptional, with representatives who were both helpful and knowledgeable. The process was quick, easy, and straightforward, with no hassles. After receiving pre-approval around 4 pm Eastern time, I was pleasantly surprised to find the money in my account when I woke up for work at 5 am.
Complain
4.6
Pros
My experience was truly fantastic! The assistance I received exceeded my expectations. I want to express my gratitude for the invaluable help provided.
Complain
4.2
Pros
I can confidently say that this company came to my aid when I needed assistance, and their customer service was outstanding. The representative I interacted with was exceptionally helpful and knowledgeable.
Complain
4.8
Pros
I was skeptical about providing my bank information to an unfamiliar company, but they made the entire process exceptionally easy. To my surprise, the funds were in my bank account on the same day I applied.
Complain
4.8
Pros
I applied and received fast approval, although the funds didn't arrive until the next morning, which could have been due to my bank. The process went smoothly, and I didn't need to make any additional calls, which was great.
Complain
4.8
Pros
Fantastic! The funds were deposited quickly, and the customer service was both friendly and knowledgeable. It was a pleasure working with them.
Complain
4.6
Pros
The application process was straightforward, and the decision was made swiftly. I received the funds the very next day, and I appreciate the grace period allowing me to repay without incurring interest. My only wish is that the standard interest rate wasn't so high.
Complain
4
Pros
I commend the company for their prompt fund deposit process. The funds were deposited as promised and exactly when I needed them, and for that, I am grateful.
Complain
4.4
Pros
I've consistently had excellent experiences with the professional representatives at Minto Money. They are knowledgeable and know what they're doing. I would confidently recommend them.
Complain
1.4
Cons
If you're facing a financial crisis, I strongly advise against applying for a loan with this company. They do not disclose the interest amount you have to repay until the loan is finalized. It's disheartening to seek help in a financial predicament only to find yourself in an even worse situation after dealing with this company.
Complain
Company rating
3.5
/ 5
30 reviews
Application
3.7
Support service
3.4
Mobile App
3.3
Service quality
3.3
Your satisfaction level
3.6
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