Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.5
(30 Ratings)

Minto Money PayOff

Advertiser Disclosure

Repayment of loan

Transfer debit from your checking account into the loan account to make a payment on your installment loan. Please contact the Minto Money customer service team at least two working days before your payment date. They also take money orders and cashier checks.

Conditions of loan extension

Customers who have previously taken out and repaid a tribal loan may borrow up to $3,000.

Early payoff

You can repay your Minto Money loan at any moment without penalty. To make a payment, please contact their customer care team so they can process the payoff.

FAQ

What happens if you don't pay Minto Money?

The company follows the rules of the Fair Debt Collection Practices Act, which is a federal law (FCPA). If you do not repay your loan as promised, they may sell it to a third-party collection agency or another organization that gains and/or collects overdue consumer debt. The company may also report your payment history to credit bureaus.

Will Minto Money sue you?

Minto Money is a lender affiliated with Native American tribes, which claim to be exempt from state usury laws. And they may sell your debt to a third-party collection agency. We cannot predict whether anyone will sue you if you don't pay according to the terms of the loan.

Financial products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.472
(30 Ratings)
Recommended FinScore™
0
300
650
1000
200.00 – 3000.00 $
Term
i

Loan term for the financial product

10 months – 18 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
$500-$4,000
Rate
i

Effective interest rate on the product

up to 160%
Term
i

Loan term for the financial product

9-18 months
Calculate loan payments in Minto Money

Minto Money calculator will allow you to calculate an approximate payment schedule for the loan

Minto Money calculator
Interest rates are given in accordance with the rates of the Minto Money of 22.05.2024
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All Minto Money’s reviews by may 2024
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4.2
Advantages
I initially had some reservations, but I appreciated that they gave me time to research the company. Their customer service was exceptional, with representatives who were both helpful and knowledgeable. The process was quick, easy, and straightforward, with no hassles. After receiving pre-approval around 4 pm Eastern time, I was pleasantly surprised to find the money in my account when I woke up for work at 5 am.
Complain
4.6
Advantages
My experience was truly fantastic! The assistance I received exceeded my expectations. I want to express my gratitude for the invaluable help provided.
Complain
4.2
Advantages
I can confidently say that this company came to my aid when I needed assistance, and their customer service was outstanding. The representative I interacted with was exceptionally helpful and knowledgeable.
Complain
4.8
Advantages
I was skeptical about providing my bank information to an unfamiliar company, but they made the entire process exceptionally easy. To my surprise, the funds were in my bank account on the same day I applied.
Complain
4.8
Advantages
I applied and received fast approval, although the funds didn't arrive until the next morning, which could have been due to my bank. The process went smoothly, and I didn't need to make any additional calls, which was great.
Complain
4.8
Advantages
Fantastic! The funds were deposited quickly, and the customer service was both friendly and knowledgeable. It was a pleasure working with them.
Complain
4.6
Advantages
The application process was straightforward, and the decision was made swiftly. I received the funds the very next day, and I appreciate the grace period allowing me to repay without incurring interest. My only wish is that the standard interest rate wasn't so high.
Complain
4
Advantages
I commend the company for their prompt fund deposit process. The funds were deposited as promised and exactly when I needed them, and for that, I am grateful.
Complain
4.4
Advantages
I've consistently had excellent experiences with the professional representatives at Minto Money. They are knowledgeable and know what they're doing. I would confidently recommend them.
Complain
1.4
Disadvantages
If you're facing a financial crisis, I strongly advise against applying for a loan with this company. They do not disclose the interest amount you have to repay until the loan is finalized. It's disheartening to seek help in a financial predicament only to find yourself in an even worse situation after dealing with this company.
Complain
Overall company rating
3.5
/ 5
30 reviews
Execution of an application
3.7
Support service
3.4
Mobile app
3.3
Service quality
3.3
Your satisfaction level
3.6
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