Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.5
(30 Ratings)

Minto Money Account Review

Advertiser Disclosure

Minto Money’s personal account provides users with a convenient platform to manage their loans and financial information. Once activated, users can track loan balances, view payment schedules, and access application statuses. The account system supports easy login and password recovery, and offers customer support for any account-related issues. Designed for simplicity and efficiency, the personal account aims to streamline financial management and enhance user experience.

minto money account

Key Features

  • Loan Management. Easily manage your loan details, including viewing outstanding balances and payment schedules.

  • Account Access. Log in anytime to access your account information, make payments, and track loan progress.

  • Application Tracking. Monitor the status of your loan application from submission to approval.

  • Account Activation. Follow simple steps to activate your account after loan approval, including setting up login credentials.

Step-by-step Registration

  1. Visit the Minto Money Website. Navigate to the official Minto Money website using your preferred web browser.

  2. Click "Apply Now". Locate and click the "Apply Now" button on the homepage to begin the application process.

  3. Complete the Loan Application Form. Enter your personal information and financial details into the loan application form.

  4. Provide Documentation. If required, submit necessary documents to verify your identity and income. This may include a government-issued ID, recent pay stubs, and bank statements.

  5. Submit Your Application. Review your application and submit it for Minto Money’s review.

  6. Check for Approval Notification. If approved, Minto Money will send you an email notification with instructions on creating your personal account.

  7. Create Your Personal Account. Follow the instructions provided in the email to complete the setup of your personal account.

How to Log In?

  1. Visit the Minto Money Website. Go to the Minto Money website using your preferred web browser.

  2. Click "Member Login". Find and click the "Member Login" button at the top of the page.

  3. Redirect to Login Page. You will be redirected to the login page where you need to enter your credentials.

  4. Enter Your Details. Input your email address and password, or the last four digits of your SSN, in the appropriate fields.

  5. Click "Log In". Press the "Log In" button to access your account.

How to Activate My Account?

  1. Apply for a Loan. Fill out an online loan application with Minto Money to start the process.

  2. Receive Loan Approval. If your application is approved, you will receive an offer detailing the loan terms and the amount you can borrow.

  3. Accept the Loan Offer. Review and sign the loan agreement, which includes the interest rate, repayment period, and any associated fees.

  4. Receive Activation Instructions. After signing the agreement, Minto Money will send you an email with instructions for account activation.

  5. Follow the Instructions. Use the link provided in the email to create your personal account by setting up login credentials, including your email address and password.

  6. Log In to Your Account. Access your Minto Money account using the email address and password you created. You can then manage your loan information, make payments, and oversee your account.

How to Delete My Account?

  1. Contact Customer Care. Call Minto Money at 1-844-446-4686 to speak with a customer service representative.

  2. Request Account Deletion. Inform the representative that you want your account to be deleted.

  3. Verify Your Identity. Provide personal information such as your full name, address, and phone number to confirm your identity.

  4. Follow Instructions. Adhere to any additional instructions given by the representative to complete the account deletion process.

How to Reset My Password?

  1. Visit the Minto Money Website. Go to the Minto Money website using your web browser.

  2. Click "Member Login." Click the "Member Login" button located at the top right corner of the homepage.

  3. Click "Forgot Password." On the login page, click the "Forgot Password" link below the login fields.

  4. Enter Your Email Address. Input the email address associated with your Minto Money account and click the "Start Password Creation" button.

  5. Check Your Email. Look for a password reset link sent to your email. Follow the link to reset your password.

  6. Create a New Password. Enter and confirm your new password in the provided fields.

  7. Click "Submit." Press the "Submit" button to save your new password.

Editorial Opinion

Minto Money's personal account system offers a streamlined and user-friendly approach for managing loans and financial activities. The process to set up and access an account is straightforward, involving simple steps such as applying for a loan, accepting terms, and following activation instructions. While the service effectively supports users in managing their finances, potential customers should carefully review loan terms and conditions to ensure they align with their financial goals. Overall, Minto Money provides a functional platform for personal financial management, with an emphasis on ease of use and accessibility.

Important

Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.

  2. Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.

  3. Carefully review all the terms and conditions of your payday loan contract.

  4. Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.

  5. Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.

  6. Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.

Additional Resources

FAQ

How do I contact Minto Money?

You can call Minto Money customer service at 1-844-846-6866.

It's important to note that Minto Money's loan products are only available in certain states and are subject to state-specific laws and regulations. Additionally, loan terms and fees may vary depending on the borrower's creditworthiness and other factors.

What types of payments does Minto Money accept?

Minto Money accepts payments via cashier's check, money order, or direct transfer.

Why can't I access my Minto Money account online?

There could be several reasons why you are having trouble accessing your Minto Money account online. Here are a few potential causes and solutions:

  1. Incorrect login credentials. Double-check that you are entering the correct email address and password associated with your Minto Money account. If you are unsure of your login credentials, you can click on the "Forgot Password" link on the login page to reset your password.
  2. Account not yet activated. If you have recently applied for a loan with Minto Money, your account may not yet be activated. Check your email inbox for an activation email from Minto Money with instructions on how to activate your account.
  3. Technical issues. If you are experiencing technical issues with the Minto Money website, try clearing your browser cache and cookies, or try accessing your account from a different device or browser. You can also try contacting Minto Money customer service for assistance.
  4. Account suspended or closed. If you have missed loan payments or violated any terms of your loan agreement, your Minto Money account may be suspended or closed. In this case, you will need to contact their customer service for assistance.
Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.472
(30 Ratings)
Recommended FinScore™
0
300
650
1000
200.00 – 3000.00 $
Term
i

Loan term for the financial product

10 months – 18 months
Apply
Similars products
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 5 years
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 3 years
Apply
Calculate loan payments in Minto Money

Minto Money calculator will allow you to calculate an approximate payment schedule for the loan

Minto Money calculator
Interest rates are given in accordance with the rates of the Minto Money of 17.04.2025
Loan amount
i

Enter the desired loan amount

USD
USD
100 $
3000 $
Loan term
i

Specify the loan term for the calculation

months
days
1
10
State
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
Minto Money reviews 2025
Leave feedback
4.2
Pros
I initially had some reservations, but I appreciated that they gave me time to research the company. Their customer service was exceptional, with representatives who were both helpful and knowledgeable. The process was quick, easy, and straightforward, with no hassles. After receiving pre-approval around 4 pm Eastern time, I was pleasantly surprised to find the money in my account when I woke up for work at 5 am.
Complain
4.6
Pros
My experience was truly fantastic! The assistance I received exceeded my expectations. I want to express my gratitude for the invaluable help provided.
Complain
4.2
Pros
I can confidently say that this company came to my aid when I needed assistance, and their customer service was outstanding. The representative I interacted with was exceptionally helpful and knowledgeable.
Complain
4.8
Pros
I was skeptical about providing my bank information to an unfamiliar company, but they made the entire process exceptionally easy. To my surprise, the funds were in my bank account on the same day I applied.
Complain
4.8
Pros
I applied and received fast approval, although the funds didn't arrive until the next morning, which could have been due to my bank. The process went smoothly, and I didn't need to make any additional calls, which was great.
Complain
4.8
Pros
Fantastic! The funds were deposited quickly, and the customer service was both friendly and knowledgeable. It was a pleasure working with them.
Complain
4.6
Pros
The application process was straightforward, and the decision was made swiftly. I received the funds the very next day, and I appreciate the grace period allowing me to repay without incurring interest. My only wish is that the standard interest rate wasn't so high.
Complain
4
Pros
I commend the company for their prompt fund deposit process. The funds were deposited as promised and exactly when I needed them, and for that, I am grateful.
Complain
4.4
Pros
I've consistently had excellent experiences with the professional representatives at Minto Money. They are knowledgeable and know what they're doing. I would confidently recommend them.
Complain
1.4
Cons
If you're facing a financial crisis, I strongly advise against applying for a loan with this company. They do not disclose the interest amount you have to repay until the loan is finalized. It's disheartening to seek help in a financial predicament only to find yourself in an even worse situation after dealing with this company.
Complain
Company rating
3.5
/ 5
30 reviews
Application
3.7
Support service
3.4
Mobile App
3.3
Service quality
3.3
Your satisfaction level
3.6
Similar companies
NaviRefi
123 S Justison St, Wilmington, DE 19801-5360
+1 (844) 381-6621
HESAA
PO Box 545, Trenton, NJ 08625-0545
+1 (609) 584-4480
RISLA
935 Jefferson Blvd, Suite 3000, Warwick, RI 02886
+1 (800) 758-7562
VSAC
10 East Allen Street, Winooski, VT 05404
+1 (800) 642-3177
Funding U
309 East Paces Ferry Rd. NE Suite 400, Atlanta, GA 30305