Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.5
(30 Ratings)

Minto Money Account Review

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How To Login in Minto Money Account?

To log in to your personal account at Minto Money, you can follow these steps:

  1. Go to the Minto Money website.
  2. Click on the "Member Login" button located at the top of the page.
  3. You will be redirected to the login page where you will be prompted to enter your username and password.
  4. Enter your email address and password or last four digits of your SSN in the respective fields.
  5. Click on the "Log In" button.

If you encounter any issues during the login process, you can reach out to Minto Money customer support for assistance.

Key Features

Minto Money is a financial service provider that offers online installment loans designed to help customers manage their money effectively. Some of the key features of the company are:

  1. Fast approval. Minto Money provides fast loan approvals, with most applications processed within 24 hours.
  2. No hidden fees. The lender prides itself on its transparent fee structure, with no hidden fees or charges.
  3. Online account management. Customers can manage their Minto Money accounts online, making it easy to keep track of their loan balances, payment schedules, and other account details.
  4. Competitive interest rates. Minto Money offers competitive interest rates on its personal loans, making it an attractive option for customers looking to borrow money.

How To Register an Account?

To request a loan from Minto Money, here are the steps you can take: Firstly, visit their official website, enter your full name, email address and select the state of residence, and click on the "Apply Now" button. Next, fill out the loan application form with your personal information, including your employment details and bank account information. Once you submit your application, Minto Money will review it and notify you of their decision. If your loan request is approved, you can receive the funds through a direct deposit to your bank account, with most loans processed within 24 hours. It is important to be aware that Minto Money's loan products may only be available in specific states and could be affected by regional regulations and fees. Hence, it is advisable to read the loan agreement and terms thoroughly before accepting an offer.

Step-by-step Registration

Minto Money does not offer self-service registration for customers. Instead, you will need to apply for a loan first, and then create a personal account once your loan is approved. Here are the updated step-by-step instructions:

  1. Go to the Minto Money website.
  2. Click on the "Apply Now" button located on the homepage.
  3. Fill out the loan application form.
  4. If necessary provide the requested documentation to verify your identity and income, such as a government-issued ID, recent pay stubs, and bank statements.
  5. Submit your loan application for review.
  6. If your loan application is approved, you will receive an email notification from Minto Money with instructions on how to create your personal account.
  7. Follow the instructions in the email to create your personal account.

Once you have created your personal account, you can log in to manage your loan, make payments, and access other account features.

Please note that loan approval is not guaranteed and is subject to Minto Money's lending criteria. Additionally, loan terms and fees may vary depending on the borrower's creditworthiness and other factors.

How Do Minto Money Loans Work?

Minto Money loans work by providing customers with lending that can be used to cover unexpected expenses, consolidate debt, or manage other financial needs. Here's how the loan process works:

  1. Apply for a loan. You can apply for a loan with Minto Money by filling out an online application. The application will ask for personal and financial information.
  2. Receive loan approval. If your loan application is approved, you will receive an offer with the loan terms and the amount you are eligible to borrow.
  3. Accept the loan offer. If you accept the loan offer, you will need to sign a loan agreement that outlines the terms of the loan, including the interest rate, repayment period, and any fees or charges.
  4. Receive the funds. Once you have accepted the loan offer and signed the loan agreement, the funds will be deposited directly into your bank account.
  5. Make loan payments. You will need to make regular loan payments according to the terms of the loan agreement. Payments can be made online or through automatic bank drafts.
  6. Pay off the loan. Once you have made all of the required loan payments, the loan will be paid off, and the account will be closed.

Minto Money loans typically have flexible repayment options and no hidden fees or charges. It's important to carefully review the loan agreement and terms before accepting a loan offer to ensure that you understand the repayment terms and any associated fees.

Loan Funding Times

Minto Money offers fast funding times for approved loans, with most loans funded within 24 hours of approval. However, the exact funding time may vary depending on factors such as the time of day the loan is approved, the processing time of your bank, and any delays due to holidays or weekends.

To help expedite the loan funding process, Minto Money recommends that borrowers provide accurate and up-to-date information during the loan application process, including their banking information. Additionally, borrowers can opt for automatic loan payments, which can help ensure timely payments and reduce the risk of late fees or penalties.

It's important to note that loan funding times may vary depending on the borrower's creditworthiness and other factors. Additionally, loan products are only available in certain states and are subject to state-specific laws and regulations.

Who Are Minto Money Loans For?

Minto Money loans are for individuals who need short-term financing to cover unexpected expenses or manage other financial needs. These loans are designed to help borrowers who may not have access to traditional credit products, such as bank loans or credit cards, or who may not qualify for those products due to a lack of credit history or poor credit.

Minto Money loans may be a good fit for those who:

  1. Need cash quickly. The company offers fast loan processing and funding times, with most loans funded within 24 hours of approval.
  2. Have limited credit options. The loans are available to borrowers with varying credit histories, including those with poor or limited credit.
  3. Have unexpected expenses. Minto Money loans can be used to cover unexpected expenses, such as medical bills or car repairs, that may not be covered by savings or insurance.
  4. Prefer online convenience. The loans can be applied for and managed online, which can be a convenient option for those who prefer digital access.

How To Delete an Account?

To delete your Minto Money account, you will need to contact their customer care team and request that your account be deleted. Here are the steps you can take:

  1. Contact customer care. You can contact Minto Money by phone at 1-844-446-4686.
  2. Request account deletion. Once you are connected with a customer service representative, request that your account be deleted.
  3. Verify your identity. To confirm your identity, you may be asked to provide personal information such as your full name, address, and phone number.
  4. Follow instructions. Follow any instructions provided by the customer service representative to complete the account deletion process.

It's important to note that once your account is deleted, you will no longer have access to your loan information, including your payment history and any outstanding balances. Additionally, deleting your account does not automatically cancel any existing loans, and you will still be responsible for making any required loan payments. If you have an outstanding loan balance, you will need to contact Minto Money customer service to arrange for payment.

How To Reset a Password?

If you have forgotten your Minto Money password, you can easily do so by following these steps:

  1. Go to the Minto Money website.
  2. Click on the "Member Login" button located on the top right corner of the homepage.
  3. On the login page, click on the "Forgot Password" link located below the login fields.
  4. Enter the email address associated with your Minto Money account and click the "Start Password Creation" button.
  5. Check your email for a password reset link. Follow the link to reset your password.
  6. Enter and confirm your new password in the provided fields.
  7. Click the "Submit" button to save your new password.

Once you have reset your password, you can log in to your Minto Money account using your new password.

If you encounter any issues during the password reset process, you can contact their customer care team for assistance.

FAQ

How Do I Contact Minto Money?

You can call Minto Money customer service at 1-844-846-6866.

It's important to note that Minto Money's loan products are only available in certain states and are subject to state-specific laws and regulations. Additionally, loan terms and fees may vary depending on the borrower's creditworthiness and other factors.

How Do I Activate My Minto Money Account?

To activate your Minto Money account, you must first have applied and been approved for a loan. Once your loan application is approved, you will receive an email from Minto Money with instructions on how to create your account. Here are the general steps you can expect to follow:

  1. Apply for a loan. You can apply for a loan with Minto Money by filling out an online application.
  2. Receive loan approval. If your loan application is approved, you will receive an offer with the loan terms and the amount you are eligible to borrow.
  3. Accept the loan offer. If you accept the loan offer, you will need to sign a loan agreement that outlines the terms of the loan, including the interest rate, repayment period, and any fees or charges.
  4. Receive an email with account activation instructions. Once you have signed the loan agreement, you will receive an email from Minto Money with instructions on how to create your personal account.
  5. Follow the instructions in the email to create your personal account. The email will include a link to a page where you can create your account login credentials, such as your email address and password.
  6. Log in to your Minto Money account. Once you have completed the account activation process, you can log in to your Minto Money account using the email address and password you created during the activation process. From there, you can access your loan information, make payments, and manage your account.

Why Can't I Access My Minto Money Account Online?

There could be several reasons why you are having trouble accessing your Minto Money account online. Here are a few potential causes and solutions:

  1. Incorrect login credentials. Double-check that you are entering the correct email address and password associated with your Minto Money account. If you are unsure of your login credentials, you can click on the "Forgot Password" link on the login page to reset your password.
  2. Account not yet activated. If you have recently applied for a loan with Minto Money, your account may not yet be activated. Check your email inbox for an activation email from Minto Money with instructions on how to activate your account.
  3. Technical issues. If you are experiencing technical issues with the Minto Money website, try clearing your browser cache and cookies, or try accessing your account from a different device or browser. You can also try contacting Minto Money customer service for assistance.
  4. Account suspended or closed. If you have missed loan payments or violated any terms of your loan agreement, your Minto Money account may be suspended or closed. In this case, you will need to contact their customer service for assistance.
Financial products
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.472
(30 Ratings)
Recommended FinScore™
0
300
650
1000
200.00 – 3000.00 $
Term
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Loan term for the financial product

10 months – 18 months
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Rating by Finanso®
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Recommended FinScore™
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300
650
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100.00 – 4000.00 $
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
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All Minto Money’s reviews by may 2024
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4.2
Advantages
I initially had some reservations, but I appreciated that they gave me time to research the company. Their customer service was exceptional, with representatives who were both helpful and knowledgeable. The process was quick, easy, and straightforward, with no hassles. After receiving pre-approval around 4 pm Eastern time, I was pleasantly surprised to find the money in my account when I woke up for work at 5 am.
Complain
4.6
Advantages
My experience was truly fantastic! The assistance I received exceeded my expectations. I want to express my gratitude for the invaluable help provided.
Complain
4.2
Advantages
I can confidently say that this company came to my aid when I needed assistance, and their customer service was outstanding. The representative I interacted with was exceptionally helpful and knowledgeable.
Complain
4.8
Advantages
I was skeptical about providing my bank information to an unfamiliar company, but they made the entire process exceptionally easy. To my surprise, the funds were in my bank account on the same day I applied.
Complain
4.8
Advantages
I applied and received fast approval, although the funds didn't arrive until the next morning, which could have been due to my bank. The process went smoothly, and I didn't need to make any additional calls, which was great.
Complain
4.8
Advantages
Fantastic! The funds were deposited quickly, and the customer service was both friendly and knowledgeable. It was a pleasure working with them.
Complain
4.6
Advantages
The application process was straightforward, and the decision was made swiftly. I received the funds the very next day, and I appreciate the grace period allowing me to repay without incurring interest. My only wish is that the standard interest rate wasn't so high.
Complain
4
Advantages
I commend the company for their prompt fund deposit process. The funds were deposited as promised and exactly when I needed them, and for that, I am grateful.
Complain
4.4
Advantages
I've consistently had excellent experiences with the professional representatives at Minto Money. They are knowledgeable and know what they're doing. I would confidently recommend them.
Complain
1.4
Disadvantages
If you're facing a financial crisis, I strongly advise against applying for a loan with this company. They do not disclose the interest amount you have to repay until the loan is finalized. It's disheartening to seek help in a financial predicament only to find yourself in an even worse situation after dealing with this company.
Complain
Overall company rating
3.5
/ 5
30 reviews
Execution of an application
3.7
Support service
3.4
Mobile app
3.3
Service quality
3.3
Your satisfaction level
3.6
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