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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

MaxLend's account


How to register an account on MaxLend

The personal account can be registered as soon as the first loan application is requested. A personal account allows one to electronically sign the loan agreement and other documents as well as verify personal status, and ask for further loans. Further instructions on account management and deletion, and password reset are within the account itself. To create an account, you should correctly fill in the application form. First, the system will ask you to provide the following data: name, date of birth, social security number, state, city, address, zip code, and mail phone. Later come employment and bank details. Upon completion, MaxLend creates you an account. Now you are its club member. That means you can take advantage of its Green membership card.


How does MaxLend work?

MaxLend maintains loan online applications. The borrower fills in the application form and submits it to the lender. The application is carefully reviewed in line with the lender's underwriting rules. If the loan is approved, the borrower gets a registration and an online personal account. 

Via the personal account, the customer may electronically sign the loan documents. If for some reason, it is not an option, the documents may be sent by e-mail, printed, signed, and sent back. 

When the signed documents are at the MaxLend platform, it is required to talk to Customer Service to confirm the information. Customer Service is available 24-7.

The cash may be deposited to the customer's account very soon, even on the day of approval, subject to some conditions and hours of bank operations.

Once approved, the potential borrower becomes a part of the Maxlend Preferred program.

How do I contact MaxLend?

To contact Maxlender, you may:

  • Call Customer Service at 1-877-936-4336 any time, the is open 24 hours a day, seven days a week. 

  • Call Advanced Customer Service at 1-877-943-6784, the service is open 7 a.m. to 8 p.m. CST Monday-Thursday, 7 a.m. to 6 p.m. CST Fridays, 8 a.m. to 2 p.m. CST Saturdays, with a day-off on Sundays.

  • Send an email to, or (Customer Service), or (Advanced Customer Service).

  • Send a general mail to the mailing address P.O. Box 760, Parshall, ND 58770.

  • Send a fax to 1-855-558-1460.

  • Send a message directly via site indicating: first and last names, email, phone, subject of the message, and printing the message itself.

  • Visit the office at 217 3rd Avenue NE, Parshall, ND 58770.

Financial products

Personal loan
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™

Effective interest rate on the product

up to 841%

Loan term for the financial product

up to 300 days

Calculate loan payments in MaxLend

MaxLend calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

100 $
3000 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with MaxLend

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between MaxLend and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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