Mariner Finance® Car Loan Review 2026

How to Apply for a Mariner Finance Car Loan?

Click the Apply Now Button. Visit the Mariner Finance website and click "Apply Now."
Complete and Submit the Personal Loan Application Form. Enter the desired loan amount, name, address, household income, and loan purpose. Submit the application.
Wait for Contact from a Representative. A Mariner Finance representative will contact you within the same or next business day.
Provide Necessary Documentation. If you qualify, submit the required documents as guided by the representative.
Wait for Loan Approval. Mariner Finance will review your information and notify you of the decision.

Loan Term. Mariner Finance offers loan terms of up to 60 months. This means you can repay your loan over a period of up to five years, giving you flexibility in managing your monthly payments.
APR. The Annual Percentage Rate (APR) for Mariner Finance loans can be as high as 35.99%. The APR includes both the interest rate and any fees that you might be charged, and it represents the yearly cost of the loan. It's important to understand the APR as it affects the total cost of your loan.
Loan Amount. You can borrow up to $25,000 from Mariner Finance. The actual amount you are eligible to borrow will depend on your creditworthiness, income, and other financial factors.

Government-issued ID. You will need to provide a valid government-issued ID, such as a driver’s license, to verify your identity.
Proof of Income. Provide recent pay stubs or W-2 forms to demonstrate your income. This helps Mariner Finance assess your ability to repay the loan.
Social Security Card. Your Social Security card is required for identification and verification purposes.
Proof of Residence. You need to provide proof of your current residence, such as a utility bill or lease agreement, to confirm your address.
Recent Tax Returns and Bank Statements (if self-employed). If you are self-employed, you will need to submit recent tax returns and bank statements to verify your income and financial stability.
Age of Majority. You must be at least the age of majority in your state of residence to apply for a loan. This age varies by state but is typically 18 years old.