How to apply for a loan?
- Click the Apply Now button.
- Complete and submit a personal loan application form, pointing out the desired loan amount, name, address, household income, and loan purpose.
- Wait for a contact from a Mariner Finance representative within the same or next business day.
- If customers qualify for a loan, they will be required to provide the necessary documentation and wait for loan approval.
Additionally, clientele can apply for a loan by phone or in a branch. To apply over the phone, customers can use an interactive map on the Mariner Finance website to locate the closest branch and call there. To apply for a personal loan in a branch, customers have to find the nearest branch as well.
Requirements
To qualify for Mariner Finances' services, the clientele has to be at least 18 years old, be US citizens, have a steady source of income, and have a credit score of nearly 629. Additionally, Mariner Finance considers the customer's credit history, debt payment obligations, and the availability of collateral.
Application details
A customer should attach to the application a copy of a valid, government-issued photo ID, Social Security card, or proof of residence: it may be a driver's license with the clienteles' current address, a utility bill, or a signed lease, and proof of income in the form of pay stubs or tax returns. Self–employed clientele also have to attach to the application a recent tax return and a copy of bank statements.
Applicants usually get a response from Marine Finance within the same business day of submitting an application. However, the application process may be longer depending on submission time and application volume.
The reasons for rejection commonly include insufficient income, poor creditworthiness, or incongruity of documents to Mariner Finance's requirements.