Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.8
(22 Ratings)

Apply For Mariner Finance

Advertiser Disclosure

How to apply for a loan?

  1. Click the Apply Now button.
  2. Complete and submit a personal loan application form, pointing out the desired loan amount, name, address, household income, and loan purpose.
  3. Wait for a contact from a Mariner Finance representative within the same or next business day.
  4. If customers qualify for a loan, they will be required to provide the necessary documentation and wait for loan approval.

Additionally, clientele can apply for a loan by phone or in a branch. To apply over the phone, customers can use an interactive map on the Mariner Finance website to locate the closest branch and call there. To apply for a personal loan in a branch, customers have to find the nearest branch as well.

Requirements

To qualify for Mariner Finances' services, the clientele has to be at least 18 years old, be US citizens, have a steady source of income, and have a credit score of nearly 629. Additionally, Mariner Finance considers the customer's credit history, debt payment obligations, and the availability of collateral.

Application details

A customer should attach to the application a copy of a valid, government-issued photo ID, Social Security card, or proof of residence: it may be a driver's license with the clienteles' current address, a utility bill, or a signed lease, and proof of income in the form of pay stubs or tax returns. Self–employed clientele also have to attach to the application a recent tax return and a copy of bank statements.

Applicants usually get a response from Marine Finance within the same business day of submitting an application. However, the application process may be longer depending on submission time and application volume.

The reasons for rejection commonly include insufficient income, poor creditworthiness, or incongruity of documents to Mariner Finance's requirements.

Marine Finance application

FAQ

Can I complete my Mariner Finance application online?

Yes, you can go through the Mariner Finance application process online. Nonetheless, if you borrow a personal loan of less than $1,500 or more than $15,000, you may be required to make a branch visit to complete an application.

Does Mariner Finance accept bankrupt applicants?

Yes, Marine Finance considers applicants that have filed bankruptcy in compliance with underwriting requirements.  

What identification does Mariner Finance require?

Mariner Finance requires a government-issued photo ID such as a state-issued driver's license, ID card, or passport.

Financial products
Mariner Finance
Wedding Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Effective interest rate on the product

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Apply
Mariner Finance
Home Improvement Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Effective interest rate on the product

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Mariner Finance
Vacation Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.77
(22 Ratings)
Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Effective interest rate on the product

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Apply
Mariner Finance
Debt Consolidation
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Apply
Mariner Finance
Unexpected Expenses
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Effective interest rate on the product

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Apply
Mariner Finance
Finance Used Car Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

up to 36%
Term
i

Loan term for the financial product

up to 72 months
Mariner Finance
Finance Car Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

up to 36%
Term
i

Loan term for the financial product

up to 72 months
Apply
Mariner Finance
Car Refinancing Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

up to 36%
Term
i

Loan term for the financial product

up to 72 months
Mariner Finance
Home Refinance
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $1,500,000
Mariner Finance
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $1,500,000
Similars products
Best Quick Loan Today 27.03.2024*
Finanso
Need a Quick Loan Now?
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
800.00 – 3000.00 $
Rate
i

Effective interest rate on the product

to 274.85 %
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
250.00 – 250.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 10000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 1500.00 $
Apply
Caribou
Refinance
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $45,000
Rate
i

Effective interest rate on the product

up to 36%
Term
i

Loan term for the financial product

up to 72 months
AUTOPAY
Vehicle Purchase
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$2,500-$100,000
Rate
i

Effective interest rate on the product

from 2.99%
Term
i

Loan term for the financial product

up to 96 months
Auto Approve
Auto Lease Purchase
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$7,500-$150,000
Rate
i

Effective interest rate on the product

from 2.94%
Term
i

Loan term for the financial product

up to 72 months
Rocket Mortgage
30-Year Fixed
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

6.00 – 6.28 %
Term
i

Loan term for the financial product

5 years – 30 years
AmeriSave
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $50,000
Rate
i

Effective interest rate on the product

from 5%
Term
i

Loan term for the financial product

up to 30 years
New American Funding
30 Year Fixed Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $50,000
Rate
i

Effective interest rate on the product

from 5%
Term
i

Loan term for the financial product

up to 30 years
PennyMac
Home Purchase Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $50,000
Rate
i

Effective interest rate on the product

from 3%
Term
i

Loan term for the financial product

up to 30 years
Calculate loan payments at Mariner Finance

Mariner Finance calculator will allow you to calculate an approximate payment schedule for the loan

Mariner Finance calculator
Interest rates are given in accordance with the rates of the Mariner Finance of 27.03.2024
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All Mariner Finance’s reviews by march 2024
Leave feedback
4.2
Advantages
The loan comes with a steep interest rate, which I was aware of from the outset. I certainly intend to settle it early to save on the interest cost.
Complain
1.6
Disadvantages
I've never before experienced making a deposit with a check, having it clear and deposited into my account within 5 days, only to discover 3 days later that the check was returned by the company without any valid reason! This company's handling is completely unsatisfactory. I contacted my bank, and all they could inform me was that everything seemed in order, yet the company reversed the check! How can this even be permissible or lawful?
Complain
4.8
Advantages
The only issue I have with this company is the high interest rates. Otherwise, their payment plans are straightforward, and they offer automatic withdrawals for payments.
Complain
4.2
Advantages
I'm just beginning my journey with Mariner Finance. The woman I spoke with on the phone was incredibly pleasant. I'm eager to meet her face-to-face. It's great that they're a local company. I aim to be a valued customer and hope they'll have positive feedback about me in return.
Complain
5
Advantages
They might not be the most cost-effective choice, but if you're looking to manage your daily expenses and aim to consolidate to reduce monthly outgoings, Mariner stands out as a solid choice. The representatives I interacted with were clear about the approval criteria. If you meet their requirements and provide all necessary information, you can expect a check on the very same day!
Complain
Complain
4.6
Advantages
Fantastic service! The employee was knowledgeable and consistently updated me on each phase of the process.
Complain
2.4
Disadvantages
An unauthorized account was opened under my name at Mariner Finance. I now find myself having to visit a local branch to contest this loan. It's disheartening to see the lack of stringent security measures at Mariner Finance that could have averted this situation.
Complain
2
Disadvantages
We secured a loan from them last year, and the entire transaction felt off. It's disheartening to settle a loan and not receive any acknowledgment or gratitude. There was a complete absence of a simple "thank you". I genuinely hope we never have to engage with them again. Their customer service is lacking. And for clarity, don't reach out or inquire further – you know whom I'm referring to.
Complain
4.6
Advantages
Decent company. While the interest rate is somewhat steep, it's comparable to what most credit card companies offer.
Complain
Overall company rating
3.8
/ 5
22 reviews
Execution of an application
3.9
Support service
3.8
Mobile app
3.7
Service quality
3.8
Your satisfaction level
3.8
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