Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For LutherSales

Advertiser Disclosure

How to Apply

Requirements

To apply for this buy-now-pay-later service, you have to set up an account. You will need to provide some basic information first, and then you'll be requested to supply data regarding your past employment history, current employment status, and income. Based on that, the company will calculate and set a credit limit for your account. A personal shopper will assist in developing a payment plan that works best for you.

The application is usually approved within three minutes. There's no set list of requirements for you to qualify for the service, so your ability to fulfill the criteria usually depends on your employment history and current financial standing. They don't check your credit score. Instead, LutherSales focuses on your current income so that you can rebuild your credit.

Application details

LutherSales requires you to provide detailed information regarding your employment, so the required documents will most likely include bank statements and paystubs. On average, your application shouldn't take more than a few minutes to process.

The most common reasons for rejection are related to your past and present employment since you need to prove that you have the ability to make payments and continue making payments for the entire duration of the loan. For instance, if you cannot hold a job for an extended period of time on numerous occasions, you will be turned down for this service. It must be noted that it still might be possible to qualify after rejection if you apply with American First Finance, a business affiliate of LutherSales.

How to apply for service

After you choose to create an account, you'll be asked to give your contact info to initiate the application project. Then, you will be asked to provide data regarding your present employment status, most likely your latest monthly salary and pay stubs. After some consideration, your application will be approved, and the client support team will get in touch with you to finalize the details. From now on, you are free to purchase items that suit your budget.

FAQ

Do I have to have good credit to be approved by LutherSales?

Your application will be placed under review even if you have a bad credit history. For the most part, the decisions are based on your current employment status and salary.

Can I get a LutherSales credit if I have not been on my job for at least 2-years?

Your application will be considered no matter what. If your employment status is not showing as active, this company will offer you a payment plan with deposit requirements.

What is my LutherSales credit limit?

Your credit limit will depend on a number of different factors, and they vary greatly from case to case. In short, your spending limit will be highly personalized and negotiable as well.

Financial products
LutherSales
Buy Now Pay Later Plans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 36 months
Apply
Similars products
Best Quick Loan Today 28.03.2024*
Finanso
Need a Quick Loan Now?
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
$500-$4,000
Rate
i

Effective interest rate on the product

up to 160%
Term
i

Loan term for the financial product

9-18 months
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All LutherSales’s reviews by march 2024
Leave feedback
Similar companies
Titlelo
3000 NE 30th Pl Ste 104 Fort Lauderdale, FL 33306
+1 (855) 341-4500
Ace Title Loan
5371 HIGHWAY 90 West, Mobile, AL 36619
+1 (251) 665-1222
LoanStar Title Loans
3440 Preston Ridge RD STE 500 Alpharetta, GA, US, 30005
+1 (877) 511-2274
TFC Title Loans
3055 Wilshire Blvd #530, Los Angeles, CA 90010-1145
+1 (844) 242-3543
TitleBucks
15 Bull Street Savannah, Ga. 31401