How to Apply
Requirements
To apply for this buy-now-pay-later service, you have to set up an account. You will need to provide some basic information first, and then you'll be requested to supply data regarding your past employment history, current employment status, and income. Based on that, the company will calculate and set a credit limit for your account. A personal shopper will assist in developing a payment plan that works best for you.
The application is usually approved within three minutes. There's no set list of requirements for you to qualify for the service, so your ability to fulfill the criteria usually depends on your employment history and current financial standing. They don't check your credit score. Instead, LutherSales focuses on your current income so that you can rebuild your credit.
Application details
LutherSales requires you to provide detailed information regarding your employment, so the required documents will most likely include bank statements and paystubs. On average, your application shouldn't take more than a few minutes to process.
The most common reasons for rejection are related to your past and present employment since you need to prove that you have the ability to make payments and continue making payments for the entire duration of the loan. For instance, if you cannot hold a job for an extended period of time on numerous occasions, you will be turned down for this service. It must be noted that it still might be possible to qualify after rejection if you apply with American First Finance, a business affiliate of LutherSales.
How to apply for service
After you choose to create an account, you'll be asked to give your contact info to initiate the application project. Then, you will be asked to provide data regarding your present employment status, most likely your latest monthly salary and pay stubs. After some consideration, your application will be approved, and the client support team will get in touch with you to finalize the details. From now on, you are free to purchase items that suit your budget.
