Till's online loan application is designed for simplicity and speed, allowing users to apply 24/7. The process involves completing a brief form with personal, employment, and banking details, which takes just minutes. Upon submission, Till's underwriters typically respond within minutes, and approved applicants can receive same-day funding.
How to Apply for a Till Loan
Visit the Till Website. Navigate to the company website and click the "Apply Now" button.
Provide Personal Information. Enter your name, email address, phone number, and state of residence.
Submit Initial Details. Click "Submit" to proceed.
Complete Additional Personal Details. Provide your date of birth, current address, city, housing status (rent or own), citizenship status, military affiliation, and driver's license information.
Enter Employment Information. Supply details about your current employment, including employer name, job title, and income.
Provide Banking Information. Enter your bank account details for loan disbursement and repayment purposes.
Finalize the Application. Review all entered information for accuracy and click "Submit" to complete your application.
Conditions
Loan Amount. Borrowers can access loans ranging from $200 to $2,500.
Loan Term. Repayment periods are between 3 to 6 months, allowing for manageable installments.
Annual Percentage Rate (APR). The APR can be as high as 372.73%, reflecting the cost of borrowing over a year.
Requirements
Age Requirement. Applicants must be at least 21 years old.
Residency. Applicants must reside in a state where Till operates. As of now, Till offers loans to residents of Idaho, Missouri, Utah, and Wisconsin.
Employment Status. Applicants must be employed, providing a steady source of income.
Banking. Applicants must have an active and valid checking account for loan disbursement and repayment purposes.
Contact Information. Applicants must have a valid email address to receive account information and communications.
Reasons for Rejection
Insufficient Income. If your annual income is below the required minimum, your application may be rejected due to an inability to meet the repayment obligations.
Lack Of Required Documentation. Failure to provide necessary documents, such as a copy of your paycheck stub, can result in your application being denied.
No Bank Account Or Credit Card. Not having a bank account or credit card as an alternative payment method can lead to rejection since it is a mandatory requirement.
Employment Verification Issues. Inaccurate or unverifiable employment information, such as discrepancies in your employer's details or job title, can cause your application to be rejected.
Age Restriction. Applicants under the age of 18 are not eligible for the program, and any application from individuals below this age will be automatically rejected.
No, Till does not require a credit check for loan approval. Instead, they focus on your employment status and ability to repay the loan.
How long does it take to receive funds after approval?
Once approved, Till aims to provide same-day funding, allowing you to access the loan amount promptly.
Can I apply for a Till loan if I have an existing loan with them?
Till's policy on multiple concurrent loans is not specified. It's advisable to contact their customer support to inquire about eligibility for an additional loan if you have an existing one.
