Choose a country
United States
Select a city
Select a city
Select language
Select country
Choose a country
United States
United States
Việt nam
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

World Finance's pay off


Repayment of a loan

Clients have three options for reimbursing a World Finance loan: via the telephone, in person, and via the internet. Each way of paying off the loan is equally convenient and effective.

  • Via the Telephone: You can ring up your local WF office to arrange a repayment or use a third-party service.

  • In-Person: You need to visit your local WF office to make a payment during business hours.

  • Via the Internet: There's a separate portal for World Finance payments. After setting up an account in that system, you can automate payments for the entire repayment period.

Conditions of Loan Extension

The company fully understands that sometimes it takes time to get back on track and doesn't expect its clients to stick to the schedule with no fail. Therefore, the term of its loan will be extended under different stipulations.

If you are unable to continue making payments due to some reasons, then it's a wise move to contact. World Finance preemptively works out an extension that suits your circumstances. Once the agreement is reached, both parties have to sign a loan extension contract separately.

Each extension is tailored in a certain way to bring a specific client's financial obligations under control, so there's no concrete data regarding the most common terms of extensions.

Early Payoff

The information available on the official site states that there are no hidden charges or fees for paying early. In other words, the borrower is not at risk of being punished for paying off their loan early.

Failure to Pay Back

What happens if you fail to pay back your World Finance loan? The shortest answer is that you will owe more money as charges, fees, and interest are incurred. The penalties will eventually cripple you financially and even make you lose the collateral. Your credit score will also suffer greatly, and you may even go into bankruptcy.

The good thing is that this firm offers personalized solutions to resolve all of your financial troubles by offering a loan extension.

How to Pay Off Debt Faster?

There exist several methods that can be utilized to speed up your way of paying off your debt, including:

  1. Paying more than the required amount

  2. Paying more than once per month

  3. Shortening the duration of your loan

  4. Consolidation.

Not every method is suited for the installment loans in general and your loan in particular.


Can you pay off a World Finance loan early?

Yes, you can pay it off early. There are no punishments or penalties for covering your World Finance loan early.

Will World Finance sue you?

Evidence suggests that World Finance will sue you only if you continually miss payments and refuse to work out a new payment arrangement that suits your current financial situation.

Financial products

World Finance
Personal loan
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™

Effective interest rate on the product

up to 20.99%

Loan term for the financial product

up to 44 months

Calculate loan payments in World Finance

World Finance calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

500 $
10000 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with World Finance

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between World Finance and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
Your comment has been added
Your complaint has been recorded
Invalid username or password
Please log in to like/dislike
Invalid SMS code has been entered
All World Finance’s reviews by October 2022
Leave feedback

Similar companies

Mission Loans
19500 Jamboree, Suite 300 Irvine, CA 92612
Accredited Debt Relief
9525 Towne Centre Dr, Suite 100, San Diego, CA 92121
1900 S. State College Blvd, Ste 300, Anaheim, CA 92806
PO Box 10, Parshall, ND 58770
Wintrust Mortgage
9700 W. Higgins Road, Ste. 300, Rosemont, IL 60018