Mariner Finance Loans in Huntsville (AL)

Mariner Finance
This page provides a detailed overview of all Mariner Finance Loans in Huntsville (AL), including lending terms, interest rates and customer reviews. Compare offers and choose the best loan product for your needs.
Offers: 12
Updated:
16.07.2024
10:01
Best Quick Loan Today 19.07.2024*
Finanso
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
100.00 – 5000.00 $
Rate
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Interest rate

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Interest rate

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Mariner Finance
Unexpected Expenses
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Interest rate

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Apply
Mariner Finance
Vacation Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.77
(22 Ratings)
Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Interest rate

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Apply
Mariner Finance
Wedding Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Interest rate

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Based on your creditworthiness
Rate
i

Interest rate

Based on your creditworthiness
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Based on your creditworthiness
Rate
i

Interest rate

Based on your creditworthiness
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Interest rate

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Interest rate

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$25,000
Rate
i

Interest rate

up to 35.99%
Term
i

Loan term for the financial product

up to 60 months
Apply

How to Apply for a Mariner Finance Loan in Huntsville (AL)?

  1. Apply - You can apply online or at one of over 500 branches across the country. The application asks for personal and financial details to determine your eligibility.
  2. Get Your Offer - If approved, Mariner Finance provides a loan offer outlining the interest rate, fees, terms and loan amount based on your qualifications.
  3. Accept The Offer - Take time to carefully review the offer. If you wish to move forward, sign it to accept the loan terms.
  4. Sign Your Loan Agreement - This legally binding agreement specifies all details including the repayment schedule, interest charges and rights of both parties.
  5. Receive Your Funds - The loan amount is quickly disbursed into your chosen account once all needed paperwork is completed.
  6. Make Your Payments - Be sure to make all agreed loan repayments fully and on time to avoid late fees or other issues.

Conditions and Requirements

Mariner Finance offers personal loans, auto loans, and home loans with flexible loan amounts and terms to meet borrowers' needs:

Personal Loans

  • Loan amounts from $1,000 to $25,000 
  • Secured and unsecured loans offered based on credit history
  • Funds can be used for any purpose 

Auto Loans

  • Fund new vehicle purchases or refinance existing auto loans
  • Customizable loan terms up to 72 months
  • Competitive interest rates 

Home Loans

  • New home purchase and refinance mortgage options
  • Must provide specific documentation to qualify 

Requirements

  • Government-issued photo ID
  • Social Security number 
  • Proof of income/employment 
  • Recent tax returns (if self-employed)
  • Proof of residence 

Important

Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.

  2. Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.

  3. Carefully review all the terms and conditions of your payday loan contract.

  4. Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.

  5. Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.

  6. Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.

Additional Resources

Other Loans in Huntsville (AL)