Big Picture Loans Loans in Huntsville (AL)

Big Picture Loans
This page provides a detailed overview of all Big Picture Loans Loans in Huntsville (AL), including lending terms, interest rates and customer reviews. Compare offers and choose the best loan product for your needs.
Offers: 1
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

(21 Ratings)
Recommended FinScore™
200.00 – 5000.00 $

Interest rate

160.00 – 699.00 %

Loan term for the financial product

to 12 months

How to Apply for a Big Picture Loans in Huntsville (AL)?

  1. Visit Website. Start by going to the Big Picture Loans website. Click on the "Apply Now" button to start application process.

  2. Fill Out the Application Form. You will need to provide personal information, including your name, address, date of birth, and other details that will help the company identify you. This step is crucial for compliance with Tribal law and the spirit of federal law.

  3. Provide Financial Information. You will be asked to enter details about your employment, income, and banking information to determine your eligibility and the loan amount you qualify for.

  4. Submit the Application. Once you have completed all required fields and reviewed your information for accuracy, submit your loan application for processing.

  5. Wait for Approval. Big Picture Loans reviews applications promptly. If your application is verified and approved by 5:00 p.m. CST, you will generally receive an ACH deposit on the next Business Day. Keep in mind that business days exclude federal banking holidays.

  6. Review and Sign Loan Agreement. If your application is approved, you will be provided with loan documents that detail the terms of your loan, including the repayment schedule and interest rates. Carefully review these documents before signing and agreeing to the loan terms.

  7. Receive Funds. After you have signed and returned the loan documents, Big Picture Loans will deposit the funds into your bank account as soon as the next business day, depending on the timing of your approval and document completion.

Conditions and Requirements


  1. Loan Approval and Amounts. Approval and loan amounts are based on minimum income amounts, other credit criteria, and the verification of the information you provide during the application process. Typically loan amount range from $300 to $2,500.

  2. Interest Rate and Fees. Depending on your particular financial and geographic circumstances, APR's may vary from 350% to 700% per annum. Typically, the interest rates and fees for such loans can vary widely based on several factors, including the loan amount, repayment term, borrower’s creditworthiness, and specific lender policies.

  3. Credit Checks. Big Picture Loans will run credit checks on all applicants and may review credit information from specialized credit bureaus.

  4. Tribal Land Approval Process. All loans are reviewed and approved on Tribal land at Big Picture Loans' office located in Watersmeet, MI.

  5. ACH Deposit Timing. If your application is verified and approved by 5:00 p.m. CST, you will generally receive an ACH deposit on the next business day, excluding federal banking holidays.


  1. Application Information. You will need to provide your name, address, date of birth, and other information that will allow Big Picture Loans to identify you.

  2. Identification Verification. You may be asked for your driver's license number or other identifying documents as part of the application process.

  3. Financial Information. Details about your employment, income, and banking information are required to determine your eligibility and the loan amount you qualify for.

  4. Legal Age. Applicants must meet the legal age (at least 18 y.o.) requirement for entering into a contract in their respective jurisdiction.

  5. Residency. Applicants need to be residents of a state where Big Picture Loans operates.

  6. Bank Account. A valid bank account is usually required for the deposit of loan funds and the repayment process.


Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.

  2. Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.

  3. Carefully review all the terms and conditions of your payday loan contract.

  4. Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.

  5. Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.

  6. Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.

Additional Resources

Other Loans in Huntsville (AL)