Avant Loan is one of the leading online lending platforms in the United States. It offers personal loans, lines of credit, and other financial products to consumers with good or bad credit almost entirely online. The platform was founded in 2012 with a headquarters in Chicago, Illinois.
Pros and Cons
Pros
Cons
How to Apply for an Avant Loan?
Visit website. Start by going to the Avant official page. Choose the financial product you're interested in applying for—either a personal loan or the Avant Credit Card from the main menu.
Check your eligibility. For the Avant Credit Card, click on "See If You Qualify" to pre-qualify without impacting your credit score. For personal loans, select the "Check Your Loan Options" to see what you may qualify for.
Complete the application form. Fill out the application form with your personal, employment, and financial information as requested. This may include your full name, address, income details, and social security number. Double-check the information entered for accuracy, then submit your application for review.
Wait for a decision. Avant will process your application and provide you with a decision. This may happen relatively quickly, depending on their assessment process.
Accept the offer. If approved, review the offer details carefully. For credit cards, this includes your credit limit and APR; for loans, it includes the loan amount, APR, and repayment terms. Accept the offer if it meets your needs.
Receive your funds or credit card. For personal loans, funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday. For credit cards, wait for your card to arrive in the mail, which may take a few business days.
Conditions and Requirements
Conditions
Requirements
Additional Resources
- About Avant
- Full Avant Account Review
- How to Apply for an Avant Loan
- How to Repay an Avant Loan
- Avant Mobile App
- Avant Customer Reviews
- All Avant Coupons and Promo for July 2025