Repayment of loan
To make payments, contact the servicing center near you. Please look at your mortgage statement or the First Payment letter in your closing document bundle for the "Mail payments to" address. You may repay your due payments over a more extended period while continuing to make your regular monthly payment. You may be qualified to permanently modify your mortgage after a three-month trial period in which you make payments based on the expected amended terms of your mortgage. It is a long-term or ongoing problem that has a permanent remedy.
Early payoff
There are no application fees or prepayment penalties for any of LoanDepot's loans, but if a consumer is over 15 days later on a mortgage payment, the lender will levy a late fee. You may acquire a complete breakdown of the costs you'll pay on a refinance or purchase mortgage by calling the lender.
