Online loan application in the United States

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What are the requirements for getting a credit or a cash loan in the USA?

What are the requirements for getting a credit or a cash loan in the USA?

The packages of documents that banks and microfinance companies require for issuing cash loans differ. To get a loan from a microfinance company an applicant must be an adult citizen, US resident having a permanent monthly income. The client should be ready to provide the lender with ID card data, an e-mail address and a mobile phone number. Sometimes additional applicant identity confirmation is required by microfinance companies.

Banks have a slightly different approach to issuing cash loans. In addition to ID card data banking institutions may ask applicants to provide with proof of employment and monthly income. Credit history will also be checked. Many banks impose additional requirements on the age of applicants for a loan, thus, for 60-70 years old seniors it may be more difficult to get a cash loan. If the client applies for a significant amount of money, the bank may require the applicant's vehicle or real estate as collateral.

How it works

Simple online application
Simple online application
Fill out a short form, verify your data and log in to your account.
Simple online application
Rating analysis
The system will analize your individual credit rating for free and offer a personalized report.
Simple online application
You get personal offers
We will make a list of the best loan offers based on your credit score.

We will make a list of available loan offers in the USA for June 2022 based on your credit score.