Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.8
(20 Ratings)

Little Lake Lending PayOff

Advertiser Disclosure

Repayment of loan

In your loan agreement, you can find detailed information on your payment amounts, repayment dates, APR, and specific fees, including late payment or NSF fees and returned items. You have regular access to download copies of these documents by logging in to your account at any time during the term of your loan. Before signing any loan documents, you should always read them thoroughly.

Supported types of payment

Supported payment includes cashier checks, client expedited funding, money order, or direct bank withdrawal

Steps to repay

Upon receipt of your loan agreement, you may choose to have your payments automatically taken out of your bank account or send a money order or cashier’s check to Little Lake Lending, 2770 Mission Rancheria Rd., # 393, Lakeport, CA 95453.

The company also supports manual repayments, but information related to this is not available. To know more about Little Lake Lending’s manual repayment options, email customer service or call a relationship manager at 844-600-9737.

Conditions of loan extension

If you are having trouble making a scheduled payment, please, call Little Lake Lending’s consumer service as soon as possible at 844-600-9737 to request a three-day courtesy extension. There is no fee for this extension, but it’s only available once during the life of your loan.

Early payoff

If your finances permit, a message from Little Lake Lending strongly encourages you to take advantage of their penalty-free early repayment policy and pay your loan off early to save on interest and pay no fees. If you would like to take advantage of this opportunity, please call a relationship manager at 844-600-9737.

FAQ

How do I make a payment to Little Lake Lending?

You can choose to have Little Lake Lending’s payments automatically debited from your bank account or send a money order or cashier's check to Little Lake Lending, 2770 Mission Rancheria Rd. #393, Lakeport, CA 95453. For other payment options, please, contact a relationship manager at 844-600-9737.

What happens if you don't pay back Little Lake Lending?

If the borrower cannot repay the amount on time, the debt might be rolled over to a new loan with additional charges and interest rates, potentially placing the borrower into a "debt cycle."

Can you pay Little Lake Lending early?

If you would like to cut the cost of your loan by making a payment on your principal or paying off your balance early, simply log into your online account and select "Payment Options" or call us at (844-600-9737) for assistance.

Can Little Lake Lending sue you?

According to LLL terms and conditions, they neither have the power to sue nor be sued as there is a limited effect of waiver which protects the lender and borrower from any type of discrepancy.

Financial products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.76
(20 Ratings)
Recommended FinScore™
0
300
650
1000
400.00 – 2000.00 $
Rate
i

Effective interest rate on the product

to 795.00 %
Term
i

Loan term for the financial product

to 3 months
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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100.00 – 20000.00 $
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Effective interest rate on the product

from 0.05 %
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100.00 – 4000.00 $
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
2000.00 – 100000.00 $
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Effective interest rate on the product

6.34 – 35.89 %
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Loan term for the financial product

2 months – 72 months
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
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Effective interest rate on the product

to 160.00 %
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All Little Lake Lending’s reviews by may 2024
Leave feedback
4.6
Advantages
My experience was excellent. They explained the loan agreements to me with clarity and conciseness. Thank you!
Complain
4.4
Advantages
I highly recommend this trustworthy lending company to everyone.
Complain
4.6
Advantages
The employees were compassionate and supportive. When I initially took out the loan, I faced difficulties and couldn't make the first few payments on time. They were understanding and offered a solution that allowed me to stay in good standing with the loan while providing the necessary time to repay it. Their assistance significantly reduced my stress during a challenging period.
Complain
2
Disadvantages
I borrowed $300 to cover an urgent care expense, and I've not only repaid the borrowed amount but also more than that, yet they are still demanding more money. It feels like this business is taking advantage of people during their most vulnerable moments of hardship.
Complain
4.2
Advantages
The process was straightforward and hassle-free. The staff demonstrated a high level of professionalism and courtesy. I highly recommend Little Lake Lending to anyone in need of a loan.
Complain
4.6
Advantages
Top-notch customer service is their priority. When you find yourself in need, don't hesitate to contact Little Lake Lending. The only aspect I'm not particularly fond of is the interest rate percentage, but aside from that, I'm satisfied.
Complain
4.8
Advantages
I found their website incredibly user-friendly, and I particularly appreciate their reward system. I applied my rewards towards my payment and saw a reduction in my overall amount owed. It's a fantastic benefit, and who wouldn't appreciate that? The process of requesting funds was also remarkably straightforward. Unlike many other places, I didn't have to spend a lot of time on the phone; everything was efficiently handled through their website.
Complain
2.6
Disadvantages
The contact number provided for Little Lake Lending doesn't appear to be legitimate. I've been trying to call them for a week, and it doesn't even ring. This is extremely frustrating, especially considering I recently obtained a loan from them, paid it off, and now can't reach them despite them having my personal information. This situation is truly dreadful.
Complain
2
Disadvantages
This was a terrible experience. I wasn't aware that the interest rate was so exorbitantly high. It's shocking and feels like it should be illegal.
Complain
4.2
Advantages
I was fortunate to secure approval for a much-needed loan, and the process was refreshingly transparent. There were no hidden fees or unexpected surprises. While the interest rates were on the higher side, they were there for me when I truly needed a loan, and they are willing to collaborate on payment arrangements. Their process is straightforward and efficient, providing clarity about what you're entering into.
Complain
Overall company rating
3.8
/ 5
20 reviews
Execution of an application
3.9
Support service
3.9
Mobile app
3.6
Service quality
3.8
Your satisfaction level
3.7
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