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Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Little Lake Lending's account

Finanso.Multilogin™

How to register an account

Little Lake Lending is an online lender which is one of the popular traditional financial institutions in its region. Little Lake Lending's short-term personal loans come with expedited funding, superior service, and security. The account may be managed online from any device. LLL also allows its customers to manage their loans online. After enrolling on their website, one can log into his or her account, where he or she can review their existing loans on the "Account" menu screen.

Like other traditional financial institutions, Little Lake Lending’s registration process is straightforward. Go to the official website and click the Apply Online button. You'll then be brought to the registration page where you’ll be asked to apply for a loan and create an account. Please, fill in all your personal information like name, address, SSN, whether you rent or own, and your income and banking information. Once you complete the form and submit it, it will be reviewed by the officials. If the application is approved, your loan will be processed and an account will be created for you.

How to reset a password

You may log in through Little Lake Lending’s Account Menu and reset your password by selecting the Forgot your password option. Then you will be sent to a new page, where you must enter your email address and then click the Submit option. An email with information on how to change your passcode will be sent to you.

How to delete an account

To close your account, first verify that all transactions, including bill payments, Little Lake Lending's payments, and other automated remittances, have been cleared, and then spend or transfer any remaining money to get to a zero balance. Then you can mail their customer service for account closure.

FAQ

How does Little Lake Lending work?

Little Lake Lending aims to make borrowing easier by ensuring that your funds arrive as quickly as possible and by not charging penalties for early repayment of your loan. In most cases, funds can be transferred to your account on the same day that your application has been processed.

How do you contact Little Lake Lending?

You can contact LLL for any questions related to Little Lake Lending’s products 24x7. To connect, you can write an email to Little Lake Lending’s customer care at CustomerService@LittleLakeLending.com. You can also reach out to them by calling at  844-600-9737 or going to www.littlelakelending.com for a live chat option.

Calculate loan payments in Little Lake Lending

Little Lake Lending calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount
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Enter the desired loan amount

USD
USD
500 $
2500 $
Loan term
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Specify the loan term for the calculation

days
months
1
180

What to focus on before applying for a loan with Little Lake Lending

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Little Lake Lending and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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