Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.7
(44 Ratings)

Lendumo PayOff

Advertiser Disclosure

Repaying Lendumo loans is a straightforward process that can be managed directly through your online account. You can make payments by logging into your account, navigating to the Payments section, and following the prompts to complete your transaction. Lendumo offers flexible repayment options, allowing you to choose the method that best suits your needs, whether it's through bank transfers or debit card payments. Staying on top of your repayment schedule helps you manage your loan effectively and avoid any potential late fees or additional interest charges.

lendumo repay

Make Payments Online Through the Bank Account

  1. Visit The Lendumo Website. Go to the Lendumo website to begin the payment process.

  2. Log In To Your Account. Click on "Log In" and enter your email and password to access your account.

  3. Navigate To The Payments Section. Once logged in, go to the Payments section in your account.

  4. Follow The Prompts. Follow the on-screen prompts to complete your payment.

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the Lendumo account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Lendumo payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments. 

  4. Enter Payment Details. Provide the necessary details, such as your Lendumo account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.

Additional Resources

FAQ

Can you pay off Lendumo early?

Yes, you can. The company strongly recommends doing so. You can keep a significant amount of money with early credit payback, and there are no early penalty fees anyway.

What if I default on my loan with Lendumo?

Amplify funding, like other lenders, may impose penalty fees or even press charges against you if you default on your credit. However, if you call them as soon as you realize you cannot pay your loan principal on the due date, you will be able to negotiate an extension for three days. Customers can only use this option once per loan, and Lendumo will not charge you.

What if I don't pay Lendumo back?

There will be penalty fees or criminal charges if you don't pay your loans back. Instead of waiting for these consequences, it is better to warn Lendumo so that you can work out some alternative solutions like refinancing with credit unions.

Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.57
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 2500.00 $
Term
i

Loan term for the financial product

to 6 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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2000.00 – 100000.00 $
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 3 years
Apply
Lendumo Loans Calculator

Lendumo calculator will allow you to calculate an approximate payment schedule for the loan

Lendumo calculator
Interest rates are given in accordance with the rates of the Lendumo of 10.02.2025
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Lendumo reviews 2025
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4.4
Pros
The individuals at the company are incredibly friendly and easy to work with. They are dedicated to helping you and will stay on the line until they find the answers to your questions.
Complain
4.4
Pros
I found the service and customer support to be exceptionally helpful. The entire process was straightforward, swift, and well-explained. I would definitely consider using their services again without any hesitation. I want to express my gratitude to Lendumo for being there for me during a challenging period.
Complain
2
Cons
I felt pressured into taking the loan. Additionally, I had initially expected the loan to be paid off much sooner and with significantly less interest. However, when I received the payment schedule, I was shocked to discover that the interest rate amounted to a staggering 665%!
Complain
4.8
Pros
The customer service provided by this company is truly outstanding, and they are exceptionally helpful when it comes to addressing any questions or concerns. I encountered a minor issue, which they promptly resolved in a matter of minutes.
Complain
2.4
Cons
They claim to offer same-day funding but fail to deliver on that promise. On the last two occasions I attempted to work with them, they disappointed me. When I called to cancel the loan, they insisted on charging me interest on money I never even received.
Complain
4.2
Pros
My experience with Lendumo has been excellent, and every individual I interacted with while contemplating taking out a loan was highly professional. Everything has gone smoothly up to this point, and I'm satisfied with the process so far.
Complain
2.6
Cons
I received an unsolicited email from this company informing me that a loan I never applied for had been approved. This has raised serious concerns about their legitimacy and honesty. I strongly advise avoiding this organization entirely. In fact, I had no prior knowledge of them before receiving this notification, and I am considering taking legal action against them.
Complain
4.4
Pros
This company is exceptional in terms of reliability and trustworthiness, offering impressively low interest rates that stand well below the competition. Their friendly staff is willing to collaborate with you to establish a more affordable interest rate tailored to your needs. I highly recommend choosing this company for your financial needs.
Complain
4.4
Pros
Lendumo was there for me when I needed assistance, even when other lenders had turned me down. Their repayment plan aligns perfectly with my financial situation and is highly manageable. I wish I had discovered them earlier to alleviate my financial stress. I'm delighted I made the choice to work with them and anticipate a continued positive experience using their services.
Complain
2
Cons
I submitted my application on a Saturday, and as of Monday night, I have not yet received any funds. Their response has consistently been to ask me to wait for one more day.
Complain
Company rating
3.7
/ 5
44 reviews
Application
3.6
Support service
3.8
Mobile App
3.6
Service quality
3.6
Your satisfaction level
3.8
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