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Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Lendio's account

Finanso.Multilogin™

How to register an account

To register a Lendio account, you have to visit the company's website, click "Start application," "Get started," or "Apply now." Then fill in your full legal name, business name, phone number, and email address, and set up a password to create a loan profile with Lendio. Activate your account on the website or by calling 855-863-6389.

How to reset a password

You should go to Lendio's website and click 'Sign in.' Then click 'I forgot my password' and enter your email address. You will receive an email with password reset instructions. You can also call the funding manager or send a message.

How to delete an account

First, enter the Email Account associated with the account you wish to remove. Compose an email asking for the deactivation of your account with an honest explanation. You must include your account information in the message body. Then, enter the Subject field "REQUEST TO DELETE MY ACCOUNT." Last, send the message to the Customer Support.

Alternatively, you can delete your account by contacting the Live Agent on the company's business line: (855) 853-6346.

FAQ

Is Lendio a secure site?

Yes. Lendio uses encryption technologies to protect your data and make the loan application process easier and faster.

How do I contact Lendio?

You can call (855) 853-6346 or send them a message through the form on their website.

Calculate loan payments in Lendio

Lendio calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount
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Enter the desired loan amount

USD
USD
1000 $
2000000 $
Loan term
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Specify the loan term for the calculation

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1
25

What to focus on before applying for a loan with Lendio

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Lendio and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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