Repaying a LendingPoint loan involves making regular payments according to your agreed-upon schedule, which can range from 24 to 72 months. You can manage and make these payments through your online account or the LendingPoint app, with options to set up automatic payments for convenience. It's important to ensure timely payments to avoid any late fees and to maintain a good credit standing. The flexibility in payment methods and clear overview provided by the account dashboard makes loan repayment straightforward and manageable.
Make Payments Online Through the Bank Account
Log In To Your Account. Visit the LendingPoint website and log in to your personal account using your registered email address and password.
Navigate To The Payments Section. Once logged in, go to the payments section of your customer portal.
Choose Payment Option. Select whether you want to make an immediate payment, schedule a future payment, or enroll in Autopay for automatic payments.
Enter Payment Details. Provide the necessary payment details, such as the amount you wish to pay and your payment method.
Confirm And Submit. Review your payment information to ensure everything is correct, then confirm and submit your payment. You will receive a confirmation once the payment is processed.
Make Payments Through the App
Open The App. Launch the LendingPoint app on your mobile device.
Go To Account Overview Section. Navigate to the account overview section within the app.
Tap Make A Payment. Tap on the "Make a Payment" option to initiate the payment process.
Enter Payment Info. Provide the necessary payment information, including the amount and payment method.
Confirm. Review the entered information for accuracy, then confirm the payment to complete the process.
Make Payments Through a Different Bank
Obtain Payment Details. Gather all necessary information, including your loan account number and the LendingPoint account details where the payment should be sent.
Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.
Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the LendingPoint payment details, including the bank account number and routing number.
Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.
Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.
Via ATM
Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.
Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.
Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments.
Enter Payment Details. Provide the necessary details, such as your LendingPoint account number. You might also need to enter the amount you wish to pay.
Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.
