Broker
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

LendingClub application

Advertiser Disclosure

How to apply for a loan?

To apply online for a loan, you need to take these steps:

  1. Click on the "Check Your Rate" button;
  2. Choose if you are applying by yourself or with someone together;
  3. Enter your date of birth;
  4. Fill in your total annual income;
  5. Enter the amount you want to borrow;
  6. Fill in your name, home address, and phone number;
  7. Fill in your email address;
  8. Create a password for your account;
  9. Enter your SSN;
  10. Choose a suitable loan offer.

Requirements

The borrower must meet these criteria to be qualified for a loan:

  • The minimum FICO credit score is 600, but it's better to have about 700;
  • Minimum age 18 years;
  • The borrower must be a citizen or permanent resident of the US;
  • A provable income is required.

Application details

To complete the application, the borrower must provide some additional documents:

  • Utility bills;
  • Government-issued ID;
  • Pay stubs;
  • Bank or mortgage statements;
  • Business tax returns;
  • IRS Form 4506-C;
  • Proof of income.

The clients may be rejected if their credit is bad and if their identity is not verified. The identity of the future borrower is checked by SSN during the application.

LendingClub application

FAQ

What credit score is needed for LendingClub?

The minimum credit score that is needed to approve the application is 600. The average credit point among borrowers is more than 700.

Does a loan from LendingClub hurt your credit?

An application submission won't affect your credit history in any way. Your credit history will suffer only if you are overdue for several loan repayments.

Do you need proof of income for LendingClub?

Yes, the company may ask you to provide proof of income. You can provide pay stubs or bank statements. The company can also contact your employer if necessary.

Financial products
LendingClub
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$40,000
Rate
i

Effective interest rate on the product

up to 35.89%
Term
i

Loan term for the financial product

up to 60 months
Apply
LendingClub
Business Lending
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000-$500,000
Term
i

Loan term for the financial product

up to 84 months
LendingClub
Auto Loan Refinancing
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$4,000-$55,000
Rate
i

Effective interest rate on the product

up to 24.99%
Term
i

Loan term for the financial product

up to 7 years
LendingClub
Personal Banking
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from $2,500
Similars products
Best Quick Loan Today 12.06.2024*
Finanso
Need a Quick Loan Now?
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
Rate
i

Effective interest rate on the product

to 160.00 %
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $5,000,000
Rate
i

Effective interest rate on the product

correlated with the current market rate
Term
i

Loan term for the financial product

up to 20 years
Nuula
Business loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000-$2,000,000
Term
i

Loan term for the financial product

up to 36 months
LoanMe
Business Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$3,500 - $250,000
Caribou
Refinance
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $45,000
Rate
i

Effective interest rate on the product

up to 36%
Term
i

Loan term for the financial product

up to 72 months
Autopay
Vehicle Purchase
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$2,500-$100,000
Rate
i

Effective interest rate on the product

from 2.99%
Term
i

Loan term for the financial product

up to 96 months
Auto Approve
Auto Lease Purchase
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$7,500-$150,000
Rate
i

Effective interest rate on the product

from 2.94%
Term
i

Loan term for the financial product

up to 72 months
Netspend
Netspend® All-Access® Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from $1,000
Chime
Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from $500
Novo
Check deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$40,000 per month
Rate
i

Effective interest rate on the product

charged a $27 fee
Calculate loan payments in LendingClub

LendingClub calculator will allow you to calculate an approximate payment schedule for the loan

LendingClub calculator
Interest rates are given in accordance with the rates of the LendingClub of 12.06.2024
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Enter the desired loan amount

USD
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Loan term
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