LendingClub is an online lending platform that connects borrowers with investors. LendingClub offers personal loans, business loans, and auto refinancing loans to borrowers with good credit. Investors can then fund a portion of a loan, which is then repaid with interest over time. LendingClub operates on an online marketplace model, where borrowers can apply for loans and investors can fund those loans directly. The company uses proprietary technology to assess the creditworthiness of borrowers and assign them a credit grade, which determines the interest rate they will pay on the loan. Investors can then select loans to fund based on the borrower's credit grade, loan purpose, and other criteria. The LendingClub Mobile app is a mobile application that allows borrowers and investors to access the LendingClub platform from their smartphones or tablets. The app is available for both iOS and Android devices and can be downloaded for free from the respective app stores. The LendingClub Mobile app provides borrowers with an easy way to apply for a loan, track the status of their application, and manage their account. Borrowers can also make payments and view their loan history through the app. Additionally, the app provides borrowers with access to customer support, including live chat and phone support. For investors, the LendingClub Mobile app provides a mobile-friendly interface for managing their investments. Investors can browse and select loans to fund, monitor their returns, and view their account balance and transaction history.
Mobile App Features
- Loan Application. The app allows borrowers to easily apply for a loan by submitting their information and required documents.
- Loan Status. Borrowers can track the status of their loan application and receive notifications on the app.
- Mobile Check Deposit. The app allows users to securely deposit checks into their LendingClub Bank account using their mobile device.
- Pay Bill. The app allows users to pay their bills directly from their LendingClub Bank account.
- Customer Support. The app offers live chat and phone support for borrowers who need assistance.
How to Download the LendingClub App?
For iOS
Open the App Store. Unlock your iOS device and find the App Store icon. Tap on it to open the App Store.
Search for "LendingClub". In the search bar at the bottom of the screen, type "LendingClub" and tap the search button.
Select the LendingClub App. From the search results, find the LendingClub app. It should have the LendingClub logo. Tap on the app to view its details.
Download the App. Tap the "Get" button next to the LendingClub app. You may be prompted to enter your Apple ID password or use Face ID/Touch ID to confirm the download.
Open the App. Once the app has been downloaded and installed, tap "Open" to launch the LendingClub app. You can also find it on your home screen.
For Android
Visit the Website. Go to the official LendingClub website.
Click "Download for Android". Scroll to the bottom of the page and click the "Download for Android" button.
Click "Download for Android" Again. On the next page, click the "Download for Android" button to begin the download.
Install the App. Once the download is complete, open the file and follow the prompts to install the LendingClub app on your Android device.
How to Apply in the LendingClub App?
You cannot apply directly through the LendingClub app. Instead, you must receive an email with an application link. Click the "Apply" link in the email to begin the loan application process.
How to Make Payments Through the LendingClub App?
Open The App. Launch the LendingClub mobile app on your device.
Log In To Your Account. Sign in using your credentials.
Go To Loans And Lines Of Credit. Navigate to the "Loans and Lines of Credit" section.
Tap "Make A Payment". Select the option to make a payment.
Choose Payment Amount. Pick the regular payment amount you want to pay.
Select Payment Method Choose your preferred payment method.
Complete The Payment. Confirm and process the payment.
How to Delete the LendingClub App?
For iOS
Locate the LendingClub App. Find the LendingClub app on your home screen.
Tap and Hold the App Icon. Press and hold the LendingClub app icon until all the app icons start to jiggle.
Tap the "Remove App" Option. A small menu will appear above the app icon. Tap "Remove App."
Confirm Deletion. Tap "Delete App" in the confirmation prompt that appears.
Finalize the Deletion. Confirm the deletion once more if prompted. The app will be removed from your device.
For Android
Locate the LendingClub App. Find the LendingClub app icon on your home screen or in the app drawer.
Tap and Hold the App Icon. Press and hold the LendingClub app icon until a menu appears or the icon starts to move.
Drag the App to the Uninstall Area. Drag the app icon to the "Uninstall" option that appears at the top or bottom of the screen.
Confirm Uninstallation. A confirmation prompt will appear. Tap "OK" or "Uninstall" to confirm.
Finalize the Uninstallation. The app will be removed from your device.
