Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.5
(20 Ratings)

Leap Credit PayOff

Advertiser Disclosure

To repay a Leap Credit loan, log in to your account on their website using your SSN. Once logged in, navigate to the payments section, where you can easily complete your payment. This process allows you to manage your loan repayment directly online in a few simple steps.

leap credit repay

Make Payments Online Through the Bank Account

  1. Visit The Website. Go to the Leap Credit website.

  2. Click Account Log In. Click the "Account Log In" button.

  3. Log In To Your Account. Enter your email and SSN to access your account.

  4. Go To The Payments Section. Navigate to the payments section within your account dashboard.

  5. Complete The Payment. Follow the prompts to make your loan payment.

Make Payments Through the App

  1. Open the App. Launch the Leap Credit app on your device.

  2. Go to the Payments Section. Navigate to the payments section within the app.

  3. Tap "Pay." Select the option to add a new payment.

  4. Choose Payment Type. Select your preferred payment method.

  5. Enter Amount. Input the amount you wish to pay.

  6. Complete the Payment. Finalize the transaction to complete your payment.

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the Leap Credit account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Leap Credit payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments. 

  4. Enter Payment Details. Provide the necessary details, such as your Leap Credit account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.

Additional Resources

FAQ

Can I extend my repayment term with Leap Credit?

You might be able to extend the term of your payments. This will reduce your monthly payment, but it will also raise the total interest you pay on the loan over time.

What if I won't pay the Leap Credit back?

If you don't pay back your Leap Credit loan, you will be charged interest and fees.

Can I mail my payments to Leap Credit?

Yes, you can mail your payments to Leap Credit. However, there may be interest or fees associated with doing so. 

Offers
Leap Credit
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.45
(20 Ratings)
Recommended FinScore™
0
300
650
1000
$500-$5,000
Rate
i

Interest rate

up to 795%
Term
i

Loan term for the financial product

up to 8 months
Apply
Similars products
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 5 years
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 3 years
Apply
Calculate loan payments in Leap Credit

Leap Credit calculator will allow you to calculate an approximate payment schedule for the loan

Leap Credit calculator
Interest rates are given in accordance with the rates of the Leap Credit of 09.02.2025
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Leap Credit reviews 2025
Leave feedback
1.8
Cons
I received approval for my loan, but it's been a week, and the funds still haven't been transferred to my account. I'm quite disappointed with this delay.
Complain
4.2
Pros
This company is truly exceptional to work with! While their finance charges are high, they conduct their business in a transparent and professional manner. Thank you!
Complain
2.6
Cons
This company's actions are unequivocally fraudulent. Despite my previous complaint about them accessing my account without authorization, they have repeated this action this month. Their actions are egregious and warrant immediate closure. To clarify, I never applied for a loan from this company, yet they inexplicably deposited money into my account two years ago. Despite assurances in September that they would rectify the situation due to a supposed computer glitch, they have once again deducted funds from my account this month, providing no plausible excuse this time. It's important to note that I have never initiated a loan with this company.
Complain
1.2
Cons
The customer service experience is extremely poor. It's concerning how they initiated deductions from my account almost two years later without my consent. Whenever I attempt to contact them, I am unable to speak with a representative.
Complain
1.8
Cons
Exercise caution when dealing with this company, as they allowed someone to obtain a loan using my identity. Now they are demanding repayment from me for a loan I never took out. I want to emphasize that I did not borrow any money from them. It's advisable to avoid sharing your information with them, as they do not respond to calls, texts, or emails.
Complain
2
Cons
My account was charged $947.65 without my authorization for a loan that I never took out. I insist that this charge be promptly reversed, and my funds returned to my account. Such an action is nothing short of theft and is absolutely outrageous. This situation is completely unacceptable, and I consider it a criminal act.
Complain
1.8
Cons
I never initiated a loan with this company, and it only came to my attention recently when $500 was deducted from my account. Upon calling them, I was informed that I had supposedly taken out a $1,000 loan in 2021, which I can confidently say I never did. Their supposed indicators are unreliable, and I suspect that my ex may have taken out this loan, leaving me to foot the bill. I ended up paying $3,000 for a mere $1,000 loan that I never received. It's truly unbelievable.
Complain
1.4
Cons
It's been an ongoing challenge to reach their customer service whenever needed. I consistently receive notifications claiming missing payments, even though I have indeed made my payments. Furthermore, the app displays an error when attempting to make payments, yet it still deducts money from my account.
Complain
1.8
Cons
I've made numerous attempts to contact Leap Credit via phone and email, but I have yet to receive a return call or response to my emails. I specifically requested a review of my payment plan, and despite my account being enabled, I am unable to get anyone to address the issue and allow me to submit the necessary documents to change my plan.
Complain
2.2
Cons
I detected unauthorized withdrawals from my account and was able to demonstrate that it was indeed a case of fraud. Fortunately, the wrongfully taken money has been fully returned to my account.
Complain
Company rating
2.5
/ 5
20 reviews
Application
2.6
Support service
2.1
Mobile App
2.7
Service quality
2.4
Your satisfaction level
2.5
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