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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Leap Credit's account


How to register an account

To register an account on Leap Credit's website, follow these steps:

  1. Go to LeapCredit and click on the "Sign Up" button in the top right-hand corner of the homepage.

  2. Enter your email address. Create a password and click the "Create Account" button.

  3. Fill out the form with your personal and financial information.

  4. Once you've completed the form, click on the "Submit Application" button.

  5. You will then be asked to upload some documents to verify your identity and income.

  6. Once your application gets approved, you can access your account and apply for loans or credit products.

How to reset a password

If you forget your password, you can reset it by going to the login page and clicking on the "Forgot Password" link. You need to enter your email address, and LeapCredit will send you a reset password link to your inbox. Once you follow the link, you can choose a new password for your account.

How to delete an account

If you're no longer using your Leap Credit account, here's how to delete it:

  1. Log into your Leap Credit account.

  2. Click on the "Settings" tab.

  3. Scroll down to the "Delete Account" section.

  4. Enter your password in the confirmation field.

  5. Click on the "Delete Account" button.

Personal account features

As a Leap Credit customer, you can access your account on the company's website 24/7. You can view your account balance, make payments, and see your transaction history. You can also update your personal information and contact preferences.


How do I start my application with Leap Credit?

To start your application, you must create an account with Leap Credit. Go to the website and click on the "Apply Now" button. 

How to sign a Leap Credit loan agreement?

To sign a Leap Credit loan agreement, you must create an account with Leap Credit. Go to the website and click on the "Apply Now" button.

Is Leap Credit a secure website?

Leap Credit is a consumer credit reporting website offering users a way to view their credit scores and report. It's important to note that Leap Credit is a secure website that takes your security and privacy seriously.

Calculate loan payments in Leap Credit

Leap Credit calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

500 $
5000 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with Leap Credit

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Leap Credit and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All Leap Credit’s reviews by October 2022
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