Choose a country
United States
Select a city
Select a city
Select language
English
Select country
Choose a country
United States
Canada
España
México
Philippines
United States
Việt nam
Казахстан
Россия
Україна
Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Katapult's app

Finanso.Multilogin™

The app handles all consumer application approval, payment processing, and lease servicing. It also allows you to manage post-origination operations from the Bigcommerce admin page, such as canceling orders/items and managing orders using APIs. For retail partners, it provides an entire library of marketing assets.

Katapult on Google Play

Download app

For Android users

  1. In the Google Play store, look for Katapult;

  2. Tap to install;

  3. To begin, press the Katapult icon;

  4. Sign in to the app.

Katapult on App Store

Download app

For iOS users

  1. You may get Katapult for free from the App Store;

  2. To get the file, click on the get button;

  3. Open the Katapult app in the App Store or on your device by tapping the Katapult icon;

  4. Sign in.

FAQ

How to apply through the app?

You can apply into the app by installing it first into your phone. Once you open the app, you can sign in and make your account by clicking the "Apply Now" button. You need to provide some personal details for your account. Once you're finished, you can now start making purchases with the help of the checkout option built into the app.

How to change the password through the app?

If a person forgets their password, they can receive a reset link. To reset your password, click the clock symbol. Click "Send Reset Link" to send the user a link.

Calculate loan payments in Katapult

Katapult calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount
i

Enter the desired loan amount

USD
USD
100 $
3500 $
Loan term
i

Specify the loan term for the calculation

days
months
30
90

What to focus on before applying for a loan with Katapult

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Katapult and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All Katapult’s reviews by October 2022
Leave feedback

Similar companies

Mission Loans
19500 Jamboree, Suite 300 Irvine, CA 92612
855-959-4500
Accredited Debt Relief
9525 Towne Centre Dr, Suite 100, San Diego, CA 92121
800-497-1965
LoanMe
1900 S. State College Blvd, Ste 300, Anaheim, CA 92806
844-956-2663
Advance.Cash
PO Box 10, Parshall, ND 58770
855-259-3401
Wintrust Mortgage
9700 W. Higgins Road, Ste. 300, Rosemont, IL 60018
847-939-9500