Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Just Funded Mortgage

Advertiser Disclosure

About lender

Just Funded Mortgage is an Equal Housing Lender that operates under a Home Mortgage Alliance Corporation (HMAC) umbrella. It is a lender accredited by the Better Business Bureau. Its principal mission is to provide consumers with mortgage products, pricing, and programs that are as competitive as possible.

Just Funded Mortgage is a firm established in 2016, and its headquarters can be found in Orange, California. It offers loan products for home purchases, and mortgage refinances in 44 states. The company wants to expand nationwide soon.

It provides a selection of house loans, each of which can be tailored to your particular financial circumstances. You can get assistance from Just Funded Mortgage in developing a mortgage strategy tailored to your current way of life and your future objectives.

Pros and cons

Pros 

  • A variety of different lending choices
  • A quick application process you can complete through the internet
  • Assistance in developing a mortgage strategy is tailored to your current way of life and your objectives for the future
  • Programs and prices comparable to those offered by competitors.

Cons

  • You will need to talk to a loan officer to find out what the next step is in the application process.
  • The interest rate is undeniably high.Their service is not available in all locations.

Terms and conditions

Conventional loans, FHA loans, VA loans, USDA loans, Jumbo loans, Non-QM loans, HELOCS loans, Adjustable Rate Home Equity Line of Credit, and reverse mortgages are all available with Just Funded Mortgage.

  • Conventional Fannie Mae. For this loan, a FICO credit score of 620 or above is required by Just Funded Mortgage. Fannie Mae owns them, and they're ready to sell. They're well-rounded, both in terms of quality and quantity.
  • Conventional Freddie Mac. Customers can purchase a property using this sort of financing, which Freddie Mac offers. They offer rate and term refinance and have both a standard and high balance.
  • VA Mortgage. Customers must have a FICO credit score of at least 500 to qualify for this loan. You can cash out up to 100% of the LTV with AUS-approved loans. A foreclosure should take less than two years.
  • FHA Mortgage. This type of loan requires a FICO credit score of 500 AUS to be accepted. Just Funded Mortgage takes Non-Credit Qualifying Streamline Refinance plans with cash out of 80% LTV. It is possible to use gift monies to pay down payment and closing costs.
  • HELOC and HELOAN, and ITIN Prime. An AUS-approved borrower must have a FICO credit score of 620. It has an LTV of up to 97.5% and a DTI of 50%. A fixed-rate, fully amortizing loan with a 30-year term is available from Just Funded Mortgage as both a piggyback and solo transaction.

Funding a loan

You can finish their online application within the same working day, and they will quickly let you know what the following steps are to take after that. When you work with Just Funded Mortgage, you can expect your closing to occur on average in fewer than 21 days. You can reach them Monday through Friday between nine in the morning and seven in the evening. They will not be accessible on the weekends (Saturday and Sunday).

Just Funded Mortgage

FAQ

What is Just Funded Mortgage?

Just Funded Mortgage is a financial firm that provides a variety of home loan alternatives, including Non-QM Loans, HELOCS Loans, VA Loans, USDA Loans, Conventional Loans, FHA Loans, Jumbo Loans, and Reverse Mortgages.

How does Just Funded Mortgage work?

Just Funded Mortgage made funding mortgages easy and fast. They have an easy online application. Their home loan professionals will be your trustworthy guide throughout the application procedure.

Who owns Just Funded Mortgage?

Just Funded Mortgage, a DBA of Home Mortgage Alliance Corporation (HMAC) NMLS #1165808, is a full-service lender whose primary objective is to provide competitive products, services, and pricing to their mortgage consumers.

Company documents

Privacy Policy
Terms of use
Licensing

Just Funded Mortgage is a full-service lender whose primary focus is to serve our mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process

© Just Funded Mortgage
Just Funded Mortgage service available in US States
  • Idaho
  • Iowa
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • Wyoming
  • Washington
  • Vermont
  • Virginia
  • Wisconsin
  • Hawaii
  • Delaware
  • Georgia
  • West Virginia
  • Illinois
  • Indiana
  • California
  • Kansas
  • Kentucky
  • Colorado
  • Connecticut
  • Louisiana
  • Massachusetts
  • Minnesota
  • Mississippi
  • Missouri
  • Michigan
  • Montana
  • Maine
  • Maryland
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New York
  • New Mexico
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • North Dakota
  • North Carolina
  • Tennessee
  • Texas
  • Florida
  • South Dakota
  • South Carolina
  • Utah
Just Funded Mortgage service available in US States
Financial products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $970,800
Rate
i

Effective interest rate on the product

from 5%
Term
i

Loan term for the financial product

up to 30 years
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Rocket Mortgage
30-Year Fixed
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

6.00 – 6.28 %
Term
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Loan term for the financial product

5 years – 30 years
Mariner Finance
Home Refinance
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $1,500,000
AmeriSave
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $50,000
Rate
i

Effective interest rate on the product

from 5%
Term
i

Loan term for the financial product

up to 30 years
New American Funding
30 Year Fixed Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $50,000
Rate
i

Effective interest rate on the product

from 5%
Term
i

Loan term for the financial product

up to 30 years
PennyMac
Home Purchase Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $50,000
Rate
i

Effective interest rate on the product

from 3%
Term
i

Loan term for the financial product

up to 30 years
Calculate loan payments in Just Funded Mortgage

Just Funded Mortgage calculator will allow you to calculate an approximate payment schedule for the loan

Just Funded Mortgage calculator
Interest rates are given in accordance with the rates of the Just Funded Mortgage of 28.03.2024
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