Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For Klover

Advertiser Disclosure

How to apply

Requirements

Any U.S. citizen, lawful permanent resident, or non-resident who is at least 18 years old, has a physical address in the U.S., a valid checking account, and a debit card that is both valid and usable can borrow using this app.

Other requirements are:

  • No gaps between pay.

  • At least three direct deposits must have been sent to the primary checking account within 60 days.

  • All deposits must come from the same individual.

  • Pay deposits need to come from a business that is not a payday loan or paycheck advance business.

  • The paycheck description on your bank statement must match the descriptions of previously deposited ones with no spelling variations.

Application details

Some requested information must be provided when signing up to create an account.

Name, home, and work addresses, dates of birth, occupation, an active checking account, a working debit card linked to that checking account, a phone number, and an email address are all required.

It would be verified within 24- to 48-hour if the linked bank account is at least two months old and the paycheck has at least $250 directly deposited into that account. There must also be proof of receiving at least three consecutive salaries from the same employer.

After the account has been verified, it is available for borrowing.

How to apply for a loan

It's easy to apply for a loan right away,

● Sign up into your account via app;

● Provide your personal information;

● Link your bank account and verify your wage;

● The platform will never check your credit. If Eligible, your account would approve your money to be disbursed almost instantly.

FAQ

How long does it take to get money from Klover?

Although it is possible to expedite the process so that it happens in two to six hours, the money is typically transferred into the account within one or three business days.

What credit score do I need to qualify for Klover?

There's no credit check needed to qualify for a cash advance, and some users may be eligible to borrow up to $100 in minutes.

Why did Klover reject my application?

Applications are denied for a variety of reasons. It can be the case that your debit card is linked to a separate checking account or that the bank account has a negative balance. 

Additionally, not all banks have relationships with the platform; thus, the bank linked to the account may not be a participating institution.

Offers
Klover
Cash Advance
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $200
Rate
i

Interest rate

interest-free
Similars products
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 5 years
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 3 years
Apply
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