How to apply for a loan?
It is simple to apply. You should go to the company's website and click the "Apply Now" button to apply for a loan. After that, click the "Let's get started" button.
Then use your cell phone to confirm your ID, or you can proceed without a cell phone. Then provide personal information: name, date of birth, address, city, state, ZIP Code, SSN, phone number, email, and click "I agree."
One of the company's highly qualified Loan Consultants will contact you to finalize the details. You can finish the entire application process in a matter of minutes.
Applying is free and will not impact your credit score.
Requirements
Applicants with FICO scores ranging from 540 to 850 may be eligible for iLending. The eligibility age is 18 or the state minimum, whichever is higher.
The minimal yearly income qualifying criterion for iLending does not exist or is not disclosed. iLending Auto Refinancing only considers employed borrowers. Borrowers should be aware that they may need to add a co-borrower to meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. 232) bans lenders from charging more than 36% APR on credit granted to covered borrowers to military personnel. Active duty service members and their qualified families can apply for a loan through iLending Auto Refinancing. The Military Lending Act limits their interest rates.
Of course, U.S. nationals are eligible for the services provided by iLending. In addition, people who already have permanent residency or a green card are eligible to apply.
Applicants may be asked to provide the following documentation in order to qualify:
- Pay stubs from recent jobs;
- Driver's license;
- Proof of citizenship or a permit to reside.
