Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For iLending

Advertiser Disclosure

How to apply for a loan?

It is simple to apply. You should go to the company's website and click the "Apply Now" button to apply for a loan. After that, click the "Let's get started" button.

Then use your cell phone to confirm your ID, or you can proceed without a cell phone. Then provide personal information: name, date of birth, address, city, state, ZIP Code, SSN, phone number, email, and click "I agree."

One of the company's highly qualified Loan Consultants will contact you to finalize the details. You can finish the entire application process in a matter of minutes.

Applying is free and will not impact your credit score.

Requirements

Applicants with FICO scores ranging from 540 to 850 may be eligible for iLending. The eligibility age is 18 or the state minimum, whichever is higher. 

The minimal yearly income qualifying criterion for iLending does not exist or is not disclosed. iLending Auto Refinancing only considers employed borrowers. Borrowers should be aware that they may need to add a co-borrower to meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. 232) bans lenders from charging more than 36% APR  on credit granted to covered borrowers to military personnel. Active duty service members and their qualified families can apply for a loan through iLending Auto Refinancing. The Military Lending Act limits their interest rates. 

Of course, U.S. nationals are eligible for the services provided by iLending. In addition, people who already have permanent residency or a green card are eligible to apply.

Applicants may be asked to provide the following documentation in order to qualify: 

  • Pay stubs from recent jobs;
  • Driver's license;
  • Proof of citizenship or a permit to reside.

iLending application

FAQ

Where do I find my car VIN for iLending?

Every automobile on the road has a VIN (Vehicle Identification Number). The VIN is frequently placed on the driver's side dashboard (viewable through the windshield) or the driver's side door jamb, depending on the make and model of your vehicle (it looks like a sticker). The VIN may also be seen on your insurance card, registration, and title records.

Does iLending confirm income and employment?

The company will discuss your income sources. Since every situation is different, the verifications and paperwork can also vary. Your Loan Consultant will give you all the details that you will need to provide.

Does it cost anything to apply for iLending?

No, iLending will never charge you an upfront fee in order to apply for a car refinance loan.

Offers
iLending
Auto Refinance
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
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1000
Rate
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Interest rate

from 2.14%
Term
i

Loan term for the financial product

up to 84 months
Similars products
Best Vehicle Loan Today 18.07.2024*
Finanso
Vehicle Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Calculate loan payments in iLending

iLending calculator will allow you to calculate an approximate payment schedule for the loan

iLending calculator
Interest rates are given in accordance with the rates of the iLending of 18.07.2024
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