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Apply For a Hometap

Advertiser Disclosure
Konstantin Tochonyi - CEO Finanso®
Konstantin Tochonyi - CEO Finanso®

We have developed for you a convenient mortgage company page for Hometap in the US 🇺🇸. Here you can learn more about the company, get acquainted with its mortgage products, read the rules for the provision of services, watch video instructions, read customer reviews and leave your own one. Pay attention to our bonus system.

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Konstantin Tochonyi - CEO Finanso®
Konstantin Tochonyi - CEO Finanso®

Finanso believes everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. 

The exclusive right to Hometap trademarks of third parties, including financial organizations, depicted on Finanso® belongs to their copyright holders in accordance with publications in the open registers of authorized bodies. Trademarks of third parties depicted on finanso.com, are indicated for informational purposes only.

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How to apply for a loan?

First, you will need to create an account and submit an investment inquiry through the website. If the company thinks the home equity investment is possible, it will send you an Investment estimate. It will include your investment terms. The company’s manager will set up a call with you to discuss the details. 

If you agree to the estimated terms, start an application. You will need to upload the documents and undergo an appraisal. After that, you can sign the contract.

Requirements

The company’s criteria for an eligible borrower are:

  • Having a single-family home or condo in a state Hometap operates in;
  • Having a FICO score minimum of 500 and credit score above 600;
  • Having a minimum of 25% of the home’s equity;
  • The investment amount should be 30% or less of your total home’s value.

Hometap application

FAQ

Who is eligible for Hometap?

To be eligible for Hometap, you should have at least 25% LTV, a 500+ FICO score, and a single-family home or condo in the eligible state. The company will fund no more than 30% of your home’s value.

How can I get a Hometap investment?

To get an investment, fill in the Investment Estimation form and wait for the company to reach you with additional details.

Where is a Hometap investment available?

Hometap is currently available in Arizona, California, Florida, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Utah, Virginia, and Washington.

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Update 21.02.2023
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Hometap
Home Equity Investment
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