Lender
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For HomePace

Advertiser Disclosure

How to apply for an investment?

By requesting a free offer from HomePace, you will find out whether you can qualify for an equity participation agreement in the house. If you are a suitable candidate for the company, they will ask you to fill out a full application. It involves checking the creditworthiness and a full assessment of the house.

If you want to move on, click "Get Started". You will get a full cost agreement in which they will specify the exact terms of the contract.

Requirements

The main requirements that HomePace imposes on its customers are home ownership and a credit rating of at least 630. On the company's website, you can find the following conditions for receiving services from HomePace:

  • The house must be the applicant's main place of residence;

  • The house must be a single-family home;

  • The house's location must be in one of the states where HomePace operates.

The reasons for rejection may be a low credit score, an unsuitable place of residence, or a house that does not meet the criteria.

HomePace application

FAQ

What do I need to get eligible for HomePace?

You must own a house that meets the criteria of the company. Your credit rating mustn't be less than 630. In addition, you must live in one of the states where HomePace operates.

How much can I receive from HomePace?

You can receive up to 15% of your home value. However, the maximum amount is $250,000.

Does HomePace affect my tax situation?

Usually, upfront payment from HomePace, which is received by home buyers or homeowners, is not taxed. They pay capital gains tax after the sale of housing. Since HomePace will receive part of the amount from the sale, the company will pay tax on it. From this point of view, your capital gains tax bill will be smaller.

Offers
HomePace
Home equity investments
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
up to $250,000
Rate
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Interest rate

up to 4%
Term
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Loan term for the financial product

up to 15 years
Similars products
Best Mortgage Today 18.03.2025*
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Calculate loan payments in HomePace

HomePace calculator will allow you to calculate an approximate payment schedule for the loan

HomePace calculator
Interest rates are given in accordance with the rates of the HomePace of 18.03.2025
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