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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

HomeLoanServ's account


How to register an account on HomeLoanServ

Borrower Connection, a service provided by HomeLoanServ, allows customers to pay their loans online. Customers need a username and email address to log in and then enter their password. As an added degree of security, the HomeLoanServ borrower connection service now uses a two-step login process to ensure that you are the only one who can access your account, even if someone else knows your password.

It adds a safe two-step login to your basic login procedure. You’ll be prompted to create a username and password and an additional six-digit code that you can get via email, text, or phone call each time you log in. You can make your mortgage payment online, check your loan balance, obtain updated statements, check your interest rate, download a digital copy of your welcome home pack, and consult the FAQs through your HomeLoanServ borrower account.

Go to HomeLoanServ’s official website. To create an account, customers need to enter their HomeLoanServ loan number, the last four digits of the principal borrower’s social security number, and the zip code of the submitted address to create a Borrower Connection account. Then click Submit to complete the process. In case you don't know your loan number, you can simply visit the nearest branch office and ask for your loan information. You can also write an email to the company for further assistance. To encourage their customers, HomeLoanServ has been known to award gift cards to a home improvement store for creating an account on their Borrower Connection platform.

How to reset a password on HomeLoanServ?

Your existing account will be locked after five failed login attempts for your security. After your third failed attempt, use the Forgot password option to update your login information to avoid this. If you are locked out, wait 10 minutes, and your account will be unlocked immediately.

By selecting the Forget password option, you can log in and reset your password. You’ll be redirected to a new page where you need to enter your email address and click on the Recover password button. You will receive an email with information on how to reset your password.

How to delete an account on HomeLoanServ?

To delete your account, please write to HomeLoanServ’s customer support at with your reason for deleting the account.


How does HomeLoanServ work?

HomeLoanServ allows consumers to manage their loan accounts, make online payments and manage their home mortgage anywhere.

How do I contact HomeLoanServ?

You can reach them by phone at 800.526. 7145, via email at, or by mail at PO Box 7899 Boise ID 83707, from 8:00 a.m. to 5:00 p.m. MST, Monday through Friday.

Financial products

Home loan
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
up to $135,000

Effective interest rate on the product

up to 5.25%

Calculate loan payments in HomeLoanServ

HomeLoanServ calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

50000 $
135000 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with HomeLoanServ

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between HomeLoanServ and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All HomeLoanServ’s reviews by September 2022
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