Information
About
Heritage Valley Federal Credit Union is a not-for-profit financial institution based in York, Pennsylvania. The credit union was established in 1970 and is committed to providing members with a full range of financial products and services.
Heritage Valley FCU's mission is to "help our members achieve their financial dreams and goals by providing comprehensive and affordable financial services." The credit union offers a variety of financial products and services to meet the needs of its members, including savings accounts, checking accounts, loans, credit cards, and investment services.
As a credit union, Heritage Valley FCU is owned and operated by its members, who have a say in how the organization is run. This means that any profits made by the credit union are returned to its members in the form of better rates, lower fees, and improved services.
Heritage Valley FCU also places a strong emphasis on community involvement and supports a variety of local organizations and causes. The credit union has established a foundation to provide funding for education, community development, and charitable causes.
Requirements
As a credit union, Heritage Valley Federal Credit Union has certain membership requirements that must be met to join. The credit union is open to:
Individuals who live, work, worship, or attend school in Crawford, Mercer, or Venango Counties in Pennsylvania.
Family members of existing Heritage Valley Federal Credit Union members, regardless of their place of residence.
To become a member, individuals must open a savings account with a minimum deposit of $5. This initial deposit represents a member’s ownership share in the credit union and must be maintained for the duration of the membership. Once a savings account is opened, members have access to all of the credit union’s products and services.
Products and Services
Heritage Valley Federal Credit Union offers a variety of financial products and services to its members, including:
Checking accounts. Heritage Valley FCU provides several checking account options, including a basic account with no monthly fees, a rewards account that offers cashback on debit card purchases, and a student account with no monthly fees and overdraft protection.
Savings accounts. The credit union offers several savings account options, including a basic savings account, a money market account, and a youth savings account for minors.
Loans. Heritage Valley FCU offers a range of loan products, including auto loans, personal loans, mortgages, and home equity loans. The credit union provides competitive rates and flexible terms to help members achieve their financial goals.
Credit cards. Heritage Valley FCU offers a range of credit cards with low rates, rewards, and no annual fees. Members can choose from various options, including a Visa Platinum Card and a Visa Secured Card.
Online and mobile banking. Members can access their accounts online and through the Heritage Valley FCU mobile app, which allows them to view account balances, transfer funds, and pay bills.
Other services. The credit union provides additional financial services, including insurance, investment services, and business services.
Heritage Valley FCU aims to provide its members with a range of financial products and services to help them achieve their financial goals, while offering personalized service and support.
Access on the Go
Heritage Valley Federal Credit Union offers various options for accessing accounts on the go, including:
Mobile banking. Members can download the HVFCU mobile banking app to their smartphone or tablet to access account balances, transfer funds, pay bills, and deposit checks remotely.
Online banking. Members can log in to the HVFCU website to view account balances, transfer funds, and pay bills online.
Text banking. Members can sign up to receive text alerts for account balances, transactions, and other account activity.
Audio response. Members can access account information 24/7 by phone using the credit union's automated audio response system.
Overall, Heritage Valley Federal Credit Union provides its members with a variety of options for accessing their accounts on the go, making it easy and convenient to manage their finances from anywhere.
Which associations the Valley FCU belongs to?
Heritage Valley Federal Credit Union is a member of several associations in the credit union industry, including:
- National Credit Union Administration (NCUA)
- Pennsylvania Credit Union Association (PCUA)
- Credit Union Service Network (CUSN)
These associations provide support, resources, and networking opportunities to credit unions, and work to advance the credit union movement and promote the interests of credit union members.
