Requirements
The company adheres to the conforming loan standards for mortgages certified by the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, and those supported by the US Departments of Agriculture (USDA), the Federal Housing Administration (FHA), and Veterans Affairs (VA).
Guild can give you a USDA or FHA loan even if your credit score is as low as 540. To get a conventional loan, your should have at least a 620 credit score. Whether you can get a loan may also depend on how much debt you have compared to how much money you make.
How to apply for a loan
You can apply for a Guild Mortgage anywhere in the US except in New Jersey, New York, and the District of Columbia. To apply online, visit the company's website and fill out a quick online application.
Visit the company's website and then click Apply Now.
Fill up your name, last name, and email, then click Next.
After that, you can add a co-borrower if you want someone to help you with the process. It will allow them to upload documents directly through the online portal.
Choose Purchase or Refinance and select your property state.
Select a loan officer who will review your application and submit it to the lender's office for approval.
Review and submit all necessary documents to get approved for a loan by either buying or refinancing your house.
