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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

GoHenry's app


GoHenry on Google Play

Download app

For Android users:

  1. Visit GoHenry's website, click on the free links directly to the Google Play store or

  2. Go to your phone's Google Play store and search for GoHenry;

  3. Click the install button to download;

  4. Once done, hit open to create your first account;

  5. Sign in to the app.

GoHenry on App Store

Download app

For iOS users:

  1. Visit GoHenry's website, click on the free link directly to the Apple store or

  2. Go to your phone's Apple store and search for GoHenry;

  3. Click the install button to start downloading;

  4. Once done, hit open to create your first account;

  5. Sign in to the app.


GoHenry employs a combination of distinct features to teach kids about personal finance. The program has built-in Money Missions, which turn financial literacy into a fun game. Parents can use GoHenry to send money to their kids easily. You can make one-time transfers, set periodic allowances, or have your kid earn money by completing chores. You and your kid can also build up savings goals and plan for more significant expenditures.


How to delete the GoHenry mobile app?

No, only certain people can put pocket money on a GoHenry card. Only relatives who have been given permission can put money into your child's account.

Can I make payments through the GoHenry mobile app?

With the GoHenry debit card and app, kids can learn how to make a budget, set savings goals, and spend responsibly in the real world. Parents can help their kids earn money by funding them an allowance, automatic allowance payments, or paid tasks. 

How much money can you put in a GoHenry account?

The account has a maximum balance of $7,347. It provides more than enough leeway for a child's interpretation. Each card load must be between $2.45 and $612, with a daily limit of three gears. When paying for chores or pocket money, no minimum amount can be sent.

Can you bank transfer to GoHenry?

You can use bank transfers to pay in GoHenry. Kindly note that payments made through a bank transfer will go into the parent's account, not the child's.

What to focus on before applying for a loan with GoHenry

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between GoHenry and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All GoHenry’s reviews by October 2022
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