How to apply
Requirements
To apply for Freedom plus personal loan, you must be at least 18 years old. You are required to have a Social Security number and either be a citizen or a permanent resident of the United States.
FreedomPlus discloses no precise minimum income criterion; nonetheless, the company will lend you up to 35% of your gross (pre-tax) income. According to representatives from the company, the minimum credit score necessary to qualify for a personal loan through FreedomPlus is 620.
How to apply for a loan
You can apply online at the FreedomPlus website or by calling a loan counselor. Follow these steps to apply for a FreedomPlus loan online:
Gather personal information and preliminary documentation. Before applying, ensure that you have basic personal information, such as your address, Social Security number or tax ID number, bank account number, and routing number. Also, obtain your current government-issued ID and proof of income.
Fill out a quick online application. Once you've gathered all the information, you'll fill out a simple online application and wait for a loan decision.
Get a loan decision. If you submit your application early in the business day, it is complete, and you react swiftly to any request for information, you may receive a loan decision on the same day you apply.
Upload Paperwork. If you accept the loan, you must upload documentation and sign an online contract.
Obtain funding. You can receive approval the same day, and money will be sent to your bank account within 24 to 72 hours.
Throughout the procedure, loan consultants are accessible to answer your questions and assist you.