Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For FreedomPlus

Advertiser Disclosure

How to apply

Requirements

To apply for Freedom plus personal loan, you must be at least 18 years old. You are required to have a Social Security number and either be a citizen or a permanent resident of the United States.

FreedomPlus discloses no precise minimum income criterion; nonetheless, the company will lend you up to 35% of your gross (pre-tax) income. According to representatives from the company, the minimum credit score necessary to qualify for a personal loan through FreedomPlus is 620.

How to apply for a loan

You can apply online at the FreedomPlus website or by calling a loan counselor. Follow these steps to apply for a FreedomPlus loan online:

  • Gather personal information and preliminary documentation. Before applying, ensure that you have basic personal information, such as your address, Social Security number or tax ID number, bank account number, and routing number. Also, obtain your current government-issued ID and proof of income.

  • Fill out a quick online application. Once you've gathered all the information, you'll fill out a simple online application and wait for a loan decision.

  • Get a loan decision. If you submit your application early in the business day, it is complete, and you react swiftly to any request for information, you may receive a loan decision on the same day you apply.

  • Upload Paperwork. If you accept the loan, you must upload documentation and sign an online contract.

  • Obtain funding. You can receive approval the same day, and money will be sent to your bank account within 24 to 72 hours.

Throughout the procedure, loan consultants are accessible to answer your questions and assist you.

FAQ

Does FreedomPlus verify income?

FreedomPlus will verify your income when you apply for a personal loan. If you do not have any income, you can apply for a personal loan with a co-signer, and instead of verifying your income, FreedomPlus will check the co-signer's income.

What bank does FreedomPlus use?

FreedomPlus offers personal loans through Cross River Bank and MetaBank, NA.

Is FreedomPlus a direct lender?

No, FreedomPlus is not a direct lender. So, they don't handle the whole process of getting a loan. Instead, FreedomPlus will review your loan application and let Cross River Bank or MetaBank know if you are approved.

Financial products
FreedomPlus
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000-$50,000
Rate
i

Effective interest rate on the product

up to 29.99%
Term
i

Loan term for the financial product

up to 60 months
Similars products
Best Quick Loan Today 26.05.2024*
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
Rate
i

Effective interest rate on the product

to 160.00 %
Calculate loan payments in FreedomPlus

FreedomPlus calculator will allow you to calculate an approximate payment schedule for the loan

FreedomPlus calculator
Interest rates are given in accordance with the rates of the FreedomPlus of 26.05.2024
Loan amount
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USD
5000 $
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Loan term
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months
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24
60
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