About Credit Union
First Tech Federal Credit Union is a not-for-profit financial institution that was founded in 1952 by a group of Hewlett-Packard employees in Silicon Valley. Today, First Tech is headquartered in San Jose, California and serves more than 600,000 members nationwide, with a focus on providing innovative technology and financial solutions to its members.
First Tech FCU offers a range of financial products and services, including checking and savings accounts, loans, credit cards, insurance, and investment services. The credit union is also known for its commitment to providing its members with cutting-edge technology, including mobile banking, online bill pay, and remote check deposit.
In addition to serving its individual and family members, First Tech FCU also offers a range of services to businesses, including commercial lending, cash management, and merchant services. The credit union is committed to supporting the communities it serves, and has established the First Tech Foundation to provide funding for education, financial literacy, and community development programs.
Requirements
First Tech Federal Credit Union offers membership to individuals who work, live, worship, or attend school in certain areas or have an affiliation with certain organizations or companies. The credit union also offers membership to family members of current members.
To become a member of First Tech Federal Credit Union, applicants must fill out an online membership application and provide personal and employment information, including their Social Security number and employment details. The credit union also requires a minimum deposit of $5 into a savings account to establish membership.
Products and Services
First Tech Federal Credit Union offers a wide range of products and services to its members, including:
- Checking accounts. First Tech offers a range of checking accounts, including Dividend Rewards Checking, Premier Members Checking, and Student Checking, all of which provide access to online and mobile banking, bill pay, and person-to-person payments.
- Savings accounts. Members can choose from a variety of savings account options, including a savings account, money market account, and youth accounts. These accounts offer competitive interest rates and low minimum balance requirements.
- Credit cards. First Tech offers a variety of credit cards, including rewards cards and secured cards, with features such as no annual fees, low APRs, and cash back rewards.
- Loans. First Tech offers a range of loan products, including auto loans, personal loans, home loans, and student loans, with competitive rates and flexible terms.
- Investment and retirement services. First Tech offers a range of investment and retirement services through its subsidiary, First Tech Advisors, including financial planning, investment management, and retirement planning.
- Business services. First Tech offers a range of business services, including checking and savings accounts, merchant services, and business loans.
- Insurance. First Tech provides members with access to a range of insurance products, including auto insurance, home insurance, and life insurance.
Overall, First Tech Federal Credit Union provides its members with a variety of financial products and services to help them achieve their financial goals.
Access on the Go
First Tech Federal Credit Union offers a range of convenient online and mobile banking services to its members, allowing them to manage their accounts on the go. These services include:
- Online banking. Members can access their accounts online from any computer or mobile device. They can view account balances, transfer funds, pay bills, and more.
- Mobile banking app. First Tech offers a mobile banking app for iOS and Android devices. The app allows members to access their accounts, deposit checks, pay bills, transfer funds, and find ATMs and branches.
- Text banking. Members can receive text alerts and check their account balances, view transaction history, and transfer funds using simple text commands.
- Apple Pay and Google Pay. First Tech members can add their credit and debit cards to their digital wallets and make purchases using their mobile devices at participating retailers.
- Card controls. Members can set up alerts and controls for their credit and debit cards to help prevent fraud and unauthorized use.
- eStatements. Members can sign up to receive electronic statements instead of paper statements, which are more environmentally friendly and convenient.
Overall, First Tech Federal Credit Union provides its members with a variety of online and mobile banking services to help them manage their finances conveniently and securely from anywhere.
Which associations the First Tech Federal Credit Union belongs to?
First Tech Federal Credit Union is a member of the National Credit Union Administration (NCUA) and is also a member of the CO-OP Network, which provides access to surcharge-free ATMs and shared branches across the country. Additionally, the credit union partners with various organizations to offer discounts and other benefits to its members.