First Community Bank

About Bank

First Community Bank is a regional bank headquartered in Bluefield, Virginia. The bank was founded in 1874 and operates branches throughout Virginia, West Virginia, and North Carolina.

First Community Bank offers a range of personal and commercial banking services, including checking and savings accounts, loans, mortgages, online banking, and mobile banking.

The bank's mission is to provide outstanding financial services and products to its customers while maintaining a strong commitment to the community. First Community Bank is a member of the FDIC and an Equal Housing Lender.

Key Features

Here are some key features of First Community Bank:

1. Personal Banking. The bank offers a range of personal banking services, including checking and savings accounts, loans, mortgages, credit cards, and investment services.
2. Commercial Banking. The financial institution provides a range of commercial banking services, including business loans, cash management, merchant services, and payroll solutions.
3. Online and Mobile Banking. First Community Bank offers online banking and mobile banking services, allowing customers to access their accounts, transfer funds, pay bills, and manage their finances on-the-go.
4. Community Involvement. The bank is committed to giving back to the community and supports various charitable organizations and community events.
5. ATM Network. The bank has an extensive ATM network, allowing customers to access their accounts and withdraw cash from thousands of ATMs across the country.
6. Personalized Customer Service. First Community Bank is known for its personalized customer service and strives to build long-term relationships with its customers.

Requirements

The requirements to open an account with First Community Bank may vary depending on the type of account you want to open, but here are some general requirements:

1. Personal Identification. You will need to provide a valid government-issued photo ID, such as a driver's license, passport, or state ID card.
2. Social Security Number or Tax ID Number. You will need to present your Social Security Number (SSN) or Tax Identification Number (TIN).
3. Proof of Address. You may need to provide proof of your current address, such as a utility bill, bank statement, or lease agreement.
4. Minimum Deposit. You may need to make an initial deposit to open your account. The amount may vary depending on the type of account you are opening.
5. Additional Documentation. Depending on the type of account you are opening, you may need to provide additional documentation, such as proof of income or business registration documents.

It's best to check with First Community Bank directly to confirm the specific requirements for the account you want to open. You can visit a branch location or contact the bank's customer service department for more information.

Access on the Go

First Community Bank offers several options for customers to access their accounts on-the-go, including:

1. Mobile Banking App. It allows customers to access their accounts, transfer funds, pay bills, deposit checks, and more from their smartphones or tablets.
2. Online Banking. Customers can also access their accounts and manage their finances online through First Community Bank's secure online banking platform.
3. Text Banking. Customers can use text banking to check their account balances, view recent transactions, and receive account alerts through text messages.
4. ATMs. First Community Bank has an extensive network of ATMs, allowing customers to withdraw cash, transfer funds, and check their account balances from thousands of locations.
5. Telephone Banking. Customers can also access their accounts and perform transactions over the phone by calling First Community Bank's customer service hotline.

With these options, customers can conveniently manage their finances and access their accounts from anywhere at any time.

Products and Services

First Community Bank offers a range of personal and commercial banking products and services, including:

1. Checking Accounts. Customers are offered several checking account options to meet customers' needs, including free checking, interest-bearing checking, and student checking.
2. Savings Accounts. Customers can choose from several savings account options, including regular savings, money market savings, and certificates of deposit (CDs).
3. Loans. First Community Bank provides a range of loan products, including personal loans, auto loans, and business loans.
4. Mortgages. The bank offers a variety of mortgage services, including home purchase loans, refinancing, and home equity loans and lines of credit.
5. Credit Cards. First Community Bank has a variety of credit cards, including rewards cards and cards with low interest rates.
6. Merchant Services. The financial institution provides merchant services for businesses, including credit card processing, point-of-sale systems, and gift card programs.
7. Cash Management. The bank offers cash management solutions for businesses, including online bill pay, ACH payments, wire transfers, and remote deposit capture.
8. Investment Services. First Community Bank provides investment services, including retirement planning, portfolio management, and financial planning.
9. Online and Mobile Banking. Customers can access their accounts, transfer funds, pay bills, and manage their finances through the bank's online and mobile banking services.

These are just some of the products and services offered by First Community Bank. Customers can contact the bank directly or visit a branch location for more information on specific products and services.

Which associations does First Community Bank belong to?

First Community Bank is a member of several associations, including:

• Federal Deposit Insurance Corporation (FDIC). First Community Bank is a member of the FDIC, which means that customer deposits are insured up to the maximum amount allowed by law.
• Virginia Bankers Association (VBA). This is a trade association representing banks and thrift institutions in Virginia.
• West Virginia Bankers Association (WVBA). This is a trade association representing banks and thrift institutions in West Virginia.
• North Carolina Bankers Association (NCBA). This is a trade association representing banks and thrift institutions in North Carolina.

As a member of these associations, First Community Bank is committed to upholding industry standards and promoting the interests of its customers and the banking industry as a whole.