About bank
First Citizens Community Bank is a financial institution that offers a variety of banking services to its customers. It was founded in 1872 as Ross and Williams Bank in Mansfield, PA. Now the bank operates in multiple states, including Pennsylvania, New York, and Delaware.
First Citizens Community Bank offers personal banking services, such as checking accounts, savings accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), and personal loans. It also provides business banking services, including business checking and savings accounts, merchant services, business loans, and lines of credit.
In addition to traditional banking services, First Citizens Community Bank offers a range of digital banking services, including online banking, mobile banking, bill pay, and e-statements. It also provides investment and insurance services, such as mutual funds, annuities, life insurance, and long-term care insurance.
First Citizens Community Bank prides itself on its commitment to personalized customer service, community involvement, and local decision-making. Its staff members are knowledgeable and friendly, and the bank is dedicated to helping its customers achieve their financial goals.
Key Features
Some key features of First Citizens Community Bank include:
- Personalized Service. First Citizens Community Bank is committed to providing customized service to its customers. The bank's staff members are knowledgeable and friendly and work with customers to help them achieve their financial goals.
- Community Involvement. First Citizens Community Bank is actively involved in the communities it serves. The bank supports local organizations and events, and its staff members volunteer their time and resources to impact their communities positively.
- Digital Banking Services. First Citizens Community Bank offers various digital banking services, including online banking, mobile banking, bill pay, and e-statements. These services allow customers to manage their accounts from anywhere, anytime.
- Investment and Insurance Services. First Citizens Community Bank provides investment and insurance services to help customers plan for their future. The bank offers mutual funds, annuities, life insurance, and long-term care insurance.
- Business Banking Services. First Citizens Community Bank offers a range of business banking services, including business checking and savings accounts, merchant services, business loans, and lines of credit. These services are designed to help small businesses grow and succeed.
- Local Decision-Making. First Citizens Community Bank is committed to local decision-making. The bank's staff members are empowered to make local decisions, allowing them to provide personalized service and make decisions that are in the best interest of their customers.
Requirements
The specific requirements to open an account with First Citizens Community Bank may vary depending on the type of account and the state where the account is being opened. However, in general, the following information and documentation may be required:
- Personal information. This includes your name, date of birth, Social Security number, and contact information (address, phone number, and email).
- Identification. You must provide a valid government-issued photo ID, such as a driver's license or passport.
- Initial deposit. Some accounts may require an initial deposit to be made at the time of account opening.
- Business information (for business accounts). If you are opening a business account, you will need to provide documentation such as your business license, tax ID number, and other business-related information.
- Additional documentation. In some cases, additional documentation may be required to verify your identity or address.
It's always a good idea to contact First Citizens Community Bank directly to learn more about the specific requirements for opening an account with them. You can visit one of their branches in person or check their website for more information on account opening requirements.
Access on the Go
First Citizens Community Bank offers a range of digital banking services that allow customers to access their accounts on the go. These services include:
- Mobile Banking. First Citizens Community Bank's mobile banking app is available for both iOS and Android devices. The app allows customers to view account balances, transfer funds between accounts, pay bills, deposit checks, and more.
- Online Banking. First Citizens Community Bank's online banking platform allows customers to log in to their accounts from any device with an internet connection. Customers can view account balances, and transaction history, transfer funds between accounts, pay bills, get support from the bank"s representatives, and more.
- Bill Pay. With First Citizens Community Bank's Bill Pay service, customers can pay bills online or through the mobile app. Customers can set up one-time or recurring payments and receive email reminders when bills are due.
- eStatements. First Citizens Community Bank offers electronic statements (eStatements) as an alternative to paper statements. Customers can access their eStatements through online banking or the mobile app.
These digital banking services allow First Citizens Community Bank customers to manage their accounts on the go, from anywhere, at any time.
First Citizens Community Bank products
First Citizens Community Bank offers a range of products and services to meet the banking needs of individuals and businesses. Some of the key products offered by the bank include:
- Checking Accounts. At First Citizens Community Bank, you have many checking account options, including basic checking, interest-bearing checking, and student checking. In addition, each account comes with different features and benefits, such as free online banking and bill pay, mobile banking, and ATM fee rebates.
- Savings Accounts. First Citizens Community Bank offers a variety of savings accounts, including traditional savings accounts, money market accounts, and certificates of deposit (CDs). Each account has different interest rates and terms, allowing customers to choose the account that best fits their needs.
- Loans. First Citizens Community Bank offers personal loans, home equity loans, auto loans, and other types of consumer loans. The bank also provides business loans and lines of credit to help small businesses grow and succeed.
- Credit Cards. First Citizens Community Bank offers credit cards with various features and benefits, including cash-back rewards, low-interest rates, and fraud protection.
- Investment Services. First Citizens Community Bank provides investment services, including mutual funds, annuities, and other investment products to help customers plan for their financial future.
- Insurance Services. First Citizens Community Bank provides insurance services, including life insurance and long-term care insurance, to help customers protect themselves and their families.
These are just a few examples of the many products and services offered by First Citizens Community Bank. The bank is committed to providing its customers with various options to meet their individual banking needs.
Which associations does First Citizens Community Bank belong to?
First Citizens Community Bank is a member of several associations, including:
- Federal Deposit Insurance Corporation (FDIC). First Citizens Community Bank is an FDIC member, meaning that deposits at the bank are insured up to the maximum amount allowed by law.
- Pennsylvania Bankers Association (PBA). First Citizens Community Bank is a member of the PBA, a statewide organization representing the banking industry in Pennsylvania. The PBA provides education, advocacy, and other services to its members.
- American Bankers Association (ABA). First Citizens Community Bank may also be a member of the ABA, a national organization representing the banking industry in the United States. The ABA provides education, advocacy, and other services to its members.
By being a member of these associations, First Citizens Community Bank is able to stay up-to-date with industry trends and best practices and provide its customers with the benefits of these associations, such as access to training and education, advocacy for banking-related issues, and more.
Bank Reliability
First Citizens Community Bank has been in business for over 150 years and has a strong reputation as a reliable and trustworthy community bank. The bank has consistently received high marks from independent rating agencies, including a 4-star rating from BauerFinancial, a leading independent bank rating firm. This rating indicates that the bank is financially sound and has a history of stability.
In addition, First Citizens Community Bank is a Federal Deposit Insurance Corporation (FDIC) member, which provides insurance coverage for deposits up to the maximum amount allowed by law. This means that customers' deposits at the bank are protected in case of bank failure or other unforeseen circumstances.
Overall, First Citizens Community Bank has a long history of serving its customers and its community and has a solid reputation for reliability and stability. They promise to deliver high-quality financial services tailored to the community's needs.
First Citizens Community Bank vs. First Citizens Bank
First Citizens Community Bank and First Citizens Bank are separate banks with different ownership and operations and are not directly affiliated. Here are some key differences between the two banks:
- Ownership and Operations. First Citizens Community Bank is a community bank headquartered in Mansfield, Pennsylvania, and is locally owned and operated. First Citizens Bank, on the other hand, is a commercial bank headquartered in Raleigh, North Carolina, and is a subsidiary of First Citizens Bancshares, Inc., a publicly traded company.
- Branches and Service Area. First Citizens Community Bank operates primarily in central and northern Pennsylvania, with over 30 branches throughout the region. First Citizens Bank, on the other hand, operates in multiple states across the Southeast, with over 550 branches and ATMs throughout its service area.
- Products and Services. While both banks offer a range of products and services to meet the banking needs of their customers, there may be some differences in the specific products and services offered, as well as their fees and rates. For example, First Citizens Bank may offer more advanced digital banking tools and a more comprehensive range of loan products. At the same time, First Citizens Community Bank may have more personalized and community-oriented services.
- Branding. While both banks have similar names, they have different branding and marketing campaigns. First Citizens Community Bank emphasizes its community roots and customer service, while First Citizens Bank has a more national brand and marketing strategy.
Overall, while both banks share a similar name, they are separate institutions with different ownership and operations and may have some differences in their products, services, and branding.
First Citizens Community Bank vs. First National Bank of Omaha
First Citizens Community Bank and First National Bank of Omaha are separate banks with different ownership and operations and are not directly affiliated. Here are some key differences between the two banks:
- Ownership and Operations. First Citizens Community Bank is a community bank headquartered in Mansfield, Pennsylvania, and is locally owned and operated. First National Bank of Omaha, on the other hand, is a commercial bank headquartered in Omaha, Nebraska.
- Branches and Service Area. First Citizens Community Bank operates primarily in central and northern Pennsylvania, with over 30 branches throughout the region. On the other hand, First National Bank of Omaha operates in multiple states across the Midwest and Western United States, with over 100 branches and ATMs throughout its service area.
- Products and Services. While both banks offer a range of products and services to meet the banking needs of their customers, there may be some differences in the specific products and services offered, as well as their fees and rates. For example, First National Bank of Omaha may offer more advanced credit card products and investment services, while First Citizens Community Bank may have more personalized and community-oriented services.
- Branding. While both banks have unique branding and marketing campaigns, First National Bank of Omaha is known for its commitment to environmental sustainability and social responsibility, while First Citizens Community Bank emphasizes its community roots and customer service.
Overall, while both banks are financial institutions, they have different ownership, operations, and service areas and may have some differences in their products, services, and branding.
First Citizens Community Bank vs. Wells Fargo
First Citizens Community Bank and Wells Fargo are two different types of banks with different ownership, operations, and market focus. Here are some key differences between the two banks:
- Ownership and Operations. First Citizens Community Bank is a locally owned and operated community bank with branches primarily in central and northern Pennsylvania. On the other hand, Wells Fargo is a large national bank with over 5,000 branches and offices throughout the United States.
- Size and Market Focus. First Citizens Community Bank is a smaller bank focusing on serving its local communities in Pennsylvania, while Wells Fargo is one of the largest banks in the country with a broad range of services and a more diverse customer base.
- Products and Services. While both banks offer a range of products and services to meet the banking needs of their customers, there may be some differences in the specific products and services offered, as well as their fees and rates. For example, Wells Fargo may offer more advanced digital banking tools and a more comprehensive range of loan products. At the same time, First Citizens Community Bank may have more personalized and community-oriented services.
- Branding and Marketing. First Citizens Community Bank emphasizes its community roots and customer service, while Wells Fargo has a more national brand and marketing strategy.
- Scandals. Wells Fargo has had several high-profile scandals in recent years related to its sales practices, resulting in significant fines and reputational damage. First Citizens Community Bank, on the other hand, has not been involved in any major scandals.
While both banks offer a range of banking services, there are significant differences in size, market focus, ownership and operations, products and services, and branding and marketing.
First Citizens Community Bank vs. Capital One
First Citizens Community Bank and Capital One are two different types of banks with different ownership and operations, and they are not directly affiliated with each other. However, here are some key differences between the two banks:
- Ownership and Operations. First Citizens Community Bank is a community bank headquartered in Mansfield, Pennsylvania, and is locally owned and operated. On the other hand, Capital One is a large commercial bank headquartered in McLean, Virginia, and is publicly traded on the New York Stock Exchange.
- Branches and Service Area. First Citizens Community Bank operates primarily in central and northern Pennsylvania, with over 30 branches throughout the region. Capital One operates across the United States and internationally, with branches and ATMs throughout its service area.
- Products and Services. While both banks offer a range of products and services to meet the banking needs of their customers, there may be some differences in the specific products and services offered, as well as their fees and rates. For example, Capital One may offer more advanced digital banking tools and a comprehensive range of credit card products. At the same time, First Citizens Community Bank may have more personalized and community-oriented services.
- Branding. While both banks have unique branding and marketing campaigns, Capital One is known for its emphasis on innovation and technology, while First Citizens Community Bank emphasizes its community roots and customer service.
Overall, while both banks are financial institutions, they have different ownership, operations, and service areas and may have some differences in their products, services, and branding.
